Mortgage Lender Index

Mortgage lenders in Hubbard County

386 mortgages were made in Hubbard County, Minnesota, in 2025, by 146 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 499 decisions, 100 were denials — 20.0%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
AFFINITY PLUS 29 6.625% $55,000 27.5%
UNITED SHORE FINANCIAL SERVICES, LLC 25 6.125% $255,000 13.8%
Servion, Inc. 24 6.438% $210,000 0.0%
Rocket Mortgage, LLC 22 6.375% $280,000 39.5%
Deerwood Bank 17 7.375% $95,000 0.0%
Merchants Bank, National Association 16 6.150% $270,000 5.9%
PLAZA HOME MORTGAGE, INC. 13 6.125% $185,000 7.1%
Bell Bank 11 6.990% $275,000 8.3%
U.S. Bank National Association 9 Under 10 loans Under 10 loans 43.8%
Gate City Bank 9 Under 10 loans Under 10 loans 10.0%
Loandepot.Com, LLC 8 Under 10 loans Under 10 loans 33.3%
Wells Fargo Bank, National Association 7 Under 10 loans Under 10 loans 22.2%
Fairway Independent Mortgage Corporation 7 Under 10 loans Under 10 loans 0.0%
Northview Bank 6 Under 10 loans Under 10 loans 40.0%
Bank Forward 6 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 0.0%
Luminate Bank 6 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 6 Under 10 loans Under 10 loans 25.0%
Alerus Financial, National Association 6 Under 10 loans Under 10 loans 14.3%
National Bank of Commerce 6 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 44.4%
NEWREZ LLC 5 Under 10 loans Under 10 loans 16.7%
Granite Bank 5 Under 10 loans Under 10 loans 16.7%
EVERETT FINANCIAL, INC. 5 Under 10 loans Under 10 loans 0.0%
IOWA BANKERS MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 4 Under 10 loans Under 10 loans 33.3%
Frandsen Bank & Trust 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
NBKC BANK 3 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 3 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 3 Under 10 loans Under 10 loans 25.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 25.0%
TRUSTONE FINANCIAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Old National Bank 3 Under 10 loans Under 10 loans 0.0%
MAGNIFI FINANCIAL CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
Star Bank 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 2 Under 10 loans Under 10 loans 12.5%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Midwest Bank 2 Under 10 loans Under 10 loans 0.0%
Wings Financial Credit Union 2 Under 10 loans Under 10 loans 33.3%
CorTrust Bank National Association 2 Under 10 loans Under 10 loans 0.0%
WESTCONSIN Credit Union 2 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 2 Under 10 loans Under 10 loans 0.0%
Tradition Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
Sentry Bank 2 Under 10 loans Under 10 loans 0.0%
Choice Financial Group 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
American National Bank of Minnesota 2 Under 10 loans Under 10 loans 0.0%
CAPITAL 2 Under 10 loans Under 10 loans 0.0%
Blaze Credit Union 1 Under 10 loans Under 10 loans 50.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 50.0%
First Bank & Trust 1 Under 10 loans Under 10 loans 66.7%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 66.7%
FIRST COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 50.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
The Dart Bank 1 Under 10 loans Under 10 loans 0.0%
Members Cooperative Credit Union 1 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 50.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Black Hills Community Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
New Market Bank 1 Under 10 loans Under 10 loans 0.0%
KODABANK 1 Under 10 loans Under 10 loans 0.0%
2549004XDCE3LGQW7H72 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Gilbert 1 Under 10 loans Under 10 loans 0.0%
ABL RPC Residential Credit Acquisition LLC 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Raccoon Valley Bank 1 Under 10 loans Under 10 loans 0.0%
Cazle Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
Border Bank 1 Under 10 loans Under 10 loans 0.0%
ALAMEDA MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
First International Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
First Western Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
Bonanza Valley State Bank 1 Under 10 loans Under 10 loans 0.0%
NMSI, INC. 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Liberty Bank Minnesota 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Freeport State Bank 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MidWestOne Bank 1 Under 10 loans Under 10 loans 0.0%
The Bank of Elk River 1 Under 10 loans Under 10 loans 0.0%
American Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Security State Bank of Marine 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
THRIVENT Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Florida Capital Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans Not published
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
IDEAL Credit Union 0 Under 10 loans Under 10 loans 100.0%
Highland Bank 0 Under 10 loans Under 10 loans 50.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
Empeople Credit Union 0 Under 10 loans Under 10 loans 100.0%
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
Service Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Nations Lending Corporation 0 Under 10 loans Under 10 loans 0.0%
Cambria Financial Group, LLC 0 Under 10 loans Under 10 loans Not published
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CORNERSTONE CAPITAL BANK, SSB 0 Under 10 loans Under 10 loans Not published
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
HOMEOWNERS FINANCIAL GROUP USA, LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
Baxter Credit Union 0 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans 0.0%
MEGASTAR FINANCIAL CORP. 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
CITY-COUNTY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
First American Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
HFG HOLDINGS, LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Hubbard County

6 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Northwoods Bank of Minnesota 3$104.6 million
The Citizens National Bank of Park Rapids 1$348.1 million
Northview Bank 1$79.2 million
First National Bank North 1$24.8 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.