Mortgage Lender Index

Mortgage lenders in Pitkin County

474 mortgages were made in Pitkin County, Colorado, in 2025, by 146 lenders. The median rate their borrowers got was 6.625% on a median loan of $575,000. Of 612 decisions, 104 were denials — 17.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
Alpine Bank 128 8.000% $355,000 9.7%
JPMorgan Chase Bank, National Association 26 5.688% $4,455,000 13.3%
ANB Bank 26 5.938% $235,000 12.5%
Timberline Bank 23 Not published $240,000 0.0%
FirstBank 19 6.500% $1,575,000 9.5%
First Western Trust Bank 14 6.188% $805,000 0.0%
Bank of America, National Association 13 5.375% $3,785,000 18.8%
Morgan Stanley Private Bank, National Association 13 5.450% $3,385,000 22.2%
Citibank, National Association 12 5.438% $3,305,000 7.1%
Zions Bancorporation, N.A. 12 7.850% $455,000 30.0%
GUARANTEED RATE, INC. 11 6.375% $535,000 15.4%
Rocket Mortgage, LLC 11 5.990% $625,000 21.4%
Bank of Colorado 10 6.875% $405,000 9.1%
UNITED SHORE FINANCIAL SERVICES, LLC 9 Under 10 loans Under 10 loans 18.2%
T2 FINANCIAL LLC 9 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 7 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 6 Under 10 loans Under 10 loans 50.0%
UBS Bank USA 5 Under 10 loans Under 10 loans 16.7%
BAY EQUITY LLC 5 Under 10 loans Under 10 loans 16.7%
City National Bank of Florida 5 Under 10 loans Under 10 loans 0.0%
The Northern Trust Company 5 Under 10 loans Under 10 loans 0.0%
MidFirst Bank 4 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 4 Under 10 loans Under 10 loans 20.0%
Coastal Community Bank 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 25.0%
Citizens Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 3 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 3 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
Oakstar Bank 3 Under 10 loans Under 10 loans 0.0%
CIBC Bank USA 3 Under 10 loans Under 10 loans 0.0%
Goldman Sachs Bank USA 3 Under 10 loans Under 10 loans 0.0%
ELEVATIONS 2 Under 10 loans Under 10 loans 50.0%
NBH Bank 2 Under 10 loans Under 10 loans 33.3%
BOKF, National Association 2 Under 10 loans Under 10 loans 0.0%
Axos Bank 2 Under 10 loans Under 10 loans 33.3%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 2 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 2 Under 10 loans Under 10 loans 33.3%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 33.3%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 50.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
BMO Bank National Association 1 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 66.7%
City National Bank 1 Under 10 loans Under 10 loans 50.0%
Great Southern Bank 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
FUNDLOANS CAPITAL 1 Under 10 loans Under 10 loans 0.0%
CANVAS CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 0.0%
OriginPoint, LLC 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
OAKTREE FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
UMB Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Reliable Holdings Manager dba Lendz Financial 1 Under 10 loans Under 10 loans 0.0%
Tomo Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
LUXURY MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Wilmington Savings Fund Society, FSB 1 Under 10 loans Under 10 loans 0.0%
BRADESCO BANK 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
Toyota Financial Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Vista Bank 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Bridgewater Bank 1 Under 10 loans Under 10 loans 0.0%
NETWORK CAPITAL FUNDING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CLEAREDGE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
The Citizens Bank of Philadelphia, Mississippi 1 Under 10 loans Under 10 loans 0.0%
MidWestOne Bank 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Dollar Bank, Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
First National Bank Of Oklahoma 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
IncredibleBank 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
Firstar Bank 1 Under 10 loans Under 10 loans 0.0%
MEGASTAR FINANCIAL CORP. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
SECURITY SERVICE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 50.0%
NBKC BANK 0 Under 10 loans Under 10 loans 100.0%
Cornerstone First Mortgage, Inc 0 Under 10 loans Under 10 loans Not published
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans 100.0%
Logan Finance Corporation 0 Under 10 loans Under 10 loans Not published
Quontic Bank 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 0.0%
BAY-VALLEY MORTGAGE GROUP 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
VISTA POINT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Mountain America Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Liberty 0 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans 100.0%
PFN Lending Group, Inc. 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
Prosperity Bank 0 Under 10 loans Under 10 loans Not published
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
AMWEST FUNDING CORP. 0 Under 10 loans Under 10 loans Not published
Busey Bank 0 Under 10 loans Under 10 loans 100.0%
NATIONS DIRECT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VELOCITY COMMERCIAL CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
LENDSURE MORTGAGE CORP. 0 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Arvest Bank 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
Great Midwest Bank, S.S.B. 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
MICHIGAN STATE UNIVERSITY Federal Credit Union 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Pitkin County

12 FDIC-insured branches from 10 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Alpine Bank 3$790.7 million
Wells Fargo Bank, National Association 1$290.8 million
Zions Bancorporation, N.A. 1$173.7 million
Timberline Bank 1$151.7 million
U.S. Bank National Association 1$121.6 million
JPMorgan Chase Bank, National Association 1$113.5 million
NBH Bank 1$95.3 million
ANB Bank 1$85.6 million
PNC Bank, National Association 1$37.7 million
First Western Trust Bank 1$26.7 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Pitkin County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.