Mortgage Lender Index

Mortgage lenders in Cattaraugus County

888 mortgages were made in Cattaraugus County, New York, in 2025, by 125 lenders. The median rate their borrowers got was 6.750% on a median loan of $125,000. Of 1,231 decisions, 308 were denials — 25.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Community Bank, National Association 179 7.000% $75,000 22.2%
Manufacturers and Traders Trust Company 82 6.063% $140,000 26.7%
Rocket Mortgage, LLC 81 6.875% $125,000 27.2%
UNITED SHORE FINANCIAL SERVICES, LLC 72 6.495% $190,000 7.6%
Five Star Bank 45 6.875% $85,000 19.3%
EVERETT FINANCIAL, INC. 35 6.750% $145,000 12.5%
Northwest Bank 24 6.500% $135,000 14.3%
PREMIUM MORTGAGE CORPORATION 24 6.625% $175,000 10.7%
Cattaraugus County Bank 20 Not published $115,000 16.7%
1ST PRIORITY MORTGAGE, INC. 20 6.563% $225,000 4.8%
MOVEMENT MORTGAGE, LLC 19 6.625% $195,000 0.0%
CNB Bank 15 6.375% $275,000 21.1%
Farm Credit East, ACA 15 7.050% $275,000 0.0%
Mortgage Research Center, LLC 14 6.625% $175,000 30.0%
Tompkins Community Bank 13 6.125% $125,000 13.3%
CROSSCOUNTRY MORTGAGE, INC. 12 6.975% $175,000 14.3%
Citizens Bank, National Association 11 7.500% $135,000 45.5%
Bank of Holland 10 Not published $110,000 50.0%
Broadview Federal Credit Union 10 5.750% $65,000 37.5%
Loandepot.Com, LLC 10 6.688% $90,000 37.5%
KeyBank National Association 9 Under 10 loans Under 10 loans 47.1%
PENNYMAC LOAN SERVICES, LLC 7 Under 10 loans Under 10 loans 10.0%
AMERICAN FINANCIAL NETWORK, INC. 7 Under 10 loans Under 10 loans 0.0%
HUNT MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 0.0%
Genesee Regional Bank 7 Under 10 loans Under 10 loans 12.5%
21st Mortgage Corporation 6 Under 10 loans Under 10 loans 68.4%
PLAZA HOME MORTGAGE, INC. 6 Under 10 loans Under 10 loans 40.0%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 61.5%
NEWREZ LLC 5 Under 10 loans Under 10 loans 44.4%
Bank of America, National Association 5 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 5 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 4 Under 10 loans Under 10 loans 43.8%
HOMESTEAD FUNDING CORP. 4 Under 10 loans Under 10 loans 20.0%
ROYAL UNITED MORTGAGE LLC 4 Under 10 loans Under 10 loans 33.3%
NBT Bank, National Association 4 Under 10 loans Under 10 loans 16.7%
HOME TOWN FUNDING, INC. 4 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 3 Under 10 loans Under 10 loans 28.6%
USAA Federal Savings Bank 3 Under 10 loans Under 10 loans 40.0%
Cornerstone Community Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 25.0%
Empower Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 60.0%
CARRINGTON MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 40.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
TD Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 50.0%
GREAT ERIE 2 Under 10 loans Under 10 loans 33.3%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 33.3%
Lake Shore Savings Bank 2 Under 10 loans Under 10 loans 33.3%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 33.3%
Citibank, National Association 2 Under 10 loans Under 10 loans 33.3%
A&D Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
Financial Trust 2 Under 10 loans Under 10 loans 0.0%
Alden State Bank 2 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 66.7%
AMERICU Credit Union 1 Under 10 loans Under 10 loans 75.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. 1 Under 10 loans Under 10 loans 50.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
Bethpage Federal Credit Union 1 Under 10 loans Under 10 loans 66.7%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 66.7%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 50.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 50.0%
SEFCU SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
Logan Finance Corporation 1 Under 10 loans Under 10 loans 0.0%
Sidney Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Ukrainian Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CITIZENS & NORTHERN BANK 1 Under 10 loans Under 10 loans 0.0%
254900VRRL70B52CAL31 1 Under 10 loans Under 10 loans 0.0%
MidFirst Bank 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
OceanFirst Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
SERVU FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
The Dart Bank 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
GREENWOOD CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
RADIUS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Elements Financial Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Old Dominion National Bank 1 Under 10 loans Under 10 loans 0.0%
The Canandaigua National Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
TOTAL MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
GREATER WOODLAWN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Chemung Canal Trust Company 1 Under 10 loans Under 10 loans 0.0%
THE SUMMIT Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Emporium TPO LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 83.3%
PNC Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans 100.0%
General Mortgage Capital Corporation 0 Under 10 loans Under 10 loans Not published
DOMINION FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
ESL Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Quontic Bank 0 Under 10 loans Under 10 loans 100.0%
The Lyons National Bank 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
RBC Bank, (Georgia) National Association 0 Under 10 loans Under 10 loans Not published
UNITED MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
Savannah Bank National Association 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
NATIONWIDE MORTGAGE BANKERS, INC. 0 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
ALL IN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Farmers Bank & Trust 0 Under 10 loans Under 10 loans Not published
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
NORWICH COMMERCIAL GROUP, INC. 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
OWNERSCHOICE FUNDING, INCORPORATED 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
CIBC Bank USA 0 Under 10 loans Under 10 loans Not published
Charles Schwab Bank, SSB 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Cattaraugus County

22 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Community Bank, National Association 8$896.1 million
Five Star Bank 4$366.2 million
Cattaraugus County Bank 4$207.4 million
Manufacturers and Traders Trust Company 2$82.8 million
KeyBank National Association 1$54.0 million
Bank of Cattaraugus 1$27.4 million
Hamlin Bank and Trust Company 1$21.7 million
Woodforest National Bank 1$2.3 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.