Bank of Holland
Bank of Holland received 126 applications in 2025 and made 91 mortgages, in 6 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $125,000. Of 119 decisions, 27 were denials — 22.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900AU2FARCMPNA566 |
|---|---|
| Applications received | 126 |
| Mortgages made | 91 |
| Denied | 27 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Bank of Holland, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 52 | Not published | $215,000 | 17.5% |
| Refinancing | 17 | Not published | $105,000 | 34.6% |
| Other purposes | 22 | Not published | $70,000 | 23.3% |
Where Bank of Holland lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Erie County, NY | 59 | Not published | 15.5% |
| Wyoming County, NY | 16 | Not published | 15.8% |
| Cattaraugus County, NY | 10 | Not published | 50.0% |
| Niagara County, NY | 4 | Under 10 loans | 20.0% |
| Allegany County, NY | 1 | Under 10 loans | 50.0% |
| Genesee County, NY | 1 | Under 10 loans | 50.0% |
Get told when this changes
When Bank of Holland’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.