Mortgage Lender Index

Mortgage lenders in Webster County

627 mortgages were made in Webster County, Iowa, in 2025, by 122 lenders. The median rate their borrowers got was 6.500% on a median loan of $105,000. Of 792 decisions, 135 were denials — 17.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GREENSTATE Credit Union 136 6.375% $115,000 8.1%
Northwest Bank 95 6.500% $95,000 5.9%
Availa Bank 54 Not published $65,000 6.8%
FRONTIER FINANCIAL, INC. 54 6.625% $135,000 0.0%
Security Savings Bank 26 Not published $50,000 3.7%
Rocket Mortgage, LLC 24 6.625% $100,000 25.0%
IOWA BANKERS MORTGAGE CORPORATION 20 6.688% $115,000 20.0%
First Interstate Bank 17 7.750% $75,000 41.9%
Mortgage Research Center, LLC 12 6.375% $195,000 36.8%
United Bank of Iowa 10 7.313% $80,000 41.2%
Broker Solutions, Inc. 9 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 8 Under 10 loans Under 10 loans 27.3%
VERIDIAN CREDIT UNION 8 Under 10 loans Under 10 loans 27.3%
Wells Fargo Bank, National Association 8 Under 10 loans Under 10 loans 20.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 25.0%
PENNYMAC LOAN SERVICES, LLC 5 Under 10 loans Under 10 loans 50.0%
First Bank 5 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 4 Under 10 loans Under 10 loans 71.4%
NATIONSTAR MORTGAGE LLC 4 Under 10 loans Under 10 loans 42.9%
GUILD MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 4 Under 10 loans Under 10 loans 20.0%
Premier Credit Union 4 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 4 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 33.3%
Bank Iowa 3 Under 10 loans Under 10 loans 20.0%
Farm Credit Mid-America 3 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 3 Under 10 loans Under 10 loans 0.0%
MEMBERS1st Community Credit Union 3 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 3 Under 10 loans Under 10 loans 0.0%
Arvest Bank 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 77.8%
Coastal Community Bank 2 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 50.0%
Community Choice Credit Union 2 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 2 Under 10 loans Under 10 loans 0.0%
GREATER IOWA CREDIT UNION 2 Under 10 loans Under 10 loans 33.3%
MORTGAGE ACCESS CORP. 2 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 33.3%
FIGURE LENDING LLC 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 33.3%
BPL MORTGAGE TRUST, LLC 2 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Green Belt Bank & Trust 2 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Mount Vernon Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 25.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 75.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
MISSION LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Reliance State Bank 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
Midwest Heritage Bank, FSB 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 50.0%
Home State Bank 1 Under 10 loans Under 10 loans 50.0%
Zippy Loans, LLC 1 Under 10 loans Under 10 loans 0.0%
CHAMPIONS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Regions Bank 1 Under 10 loans Under 10 loans 50.0%
Flanagan State Bank 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
Access Bank 1 Under 10 loans Under 10 loans 0.0%
American State Bank 1 Under 10 loans Under 10 loans 0.0%
RUHL MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Granite Bank 1 Under 10 loans Under 10 loans 0.0%
Luana Savings Bank 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Washington State Bank 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
RIVER VALLEY Credit Union 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
DUPACO COMMUNITY 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Hills Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Cornerstone First Mortgage, Inc 0 Under 10 loans Under 10 loans Not published
Premier Lending Alliance, LLC 0 Under 10 loans Under 10 loans 100.0%
Service Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
Westside State Bank 0 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
ALTRA Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
I. H. MISSISSIPPI VALLEY CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
Central Bank 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans Not published
National Bank of Commerce 0 Under 10 loans Under 10 loans 0.0%
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 0.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
GNB BANK 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
BELLCO CREDIT UNION 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
DEEPHAVEN MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Webster County

13 FDIC-insured branches from 8 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Security Savings Bank 4$69.6 million
First Interstate Bank 2$153.6 million
Heartland Bank 2$61.7 million
Northwest Bank 1$327.8 million
Wells Fargo Bank, National Association 1$141.4 million
Availa Bank 1$107.8 million
First State Bank 1$64.3 million
United Bank of Iowa 1$54.1 million

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When the next year’s lending figures are out for Webster County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.