Mortgage Lender Index

Washington State Bank

Washington State Bank received 282 applications in 2025 and made 262 mortgages, in 29 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 277 decisions, 12 were denials — 4.3%.

Legal Entity Identifier549300L5PI87OOVHD857
Applications received282
Mortgages made262
Denied12
Approved, not taken up3
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Washington State Bank, 5 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase167 Not published$155,000 2.9%
Refinancing19 Not published$165,000 13.6%
Cash-out refinancing38 Not published$110,000 7.1%
Other purposes38 Not published$35,000 2.5%

Where Washington State Bank lends most

The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Washington County, IA 79Not published1.2%
Jefferson County, IA 60Not published4.8%
Marion County, IA 41Not published0.0%
Louisa County, IA 13Not published23.5%
Johnson County, IA 8Under 10 loans0.0%
Mahaska County, IA 8Under 10 loans0.0%
Wapello County, IA 7Under 10 loans12.5%
Linn County, IA 6Under 10 loans0.0%
Polk County, IA 6Under 10 loans0.0%
Henry County, IA 5Under 10 loans14.3%
Keokuk County, IA 4Under 10 loans33.3%
Lee County, IA 3Under 10 loans0.0%
Van Buren County, IA 3Under 10 loans0.0%
Muscatine County, IA 2Under 10 loans0.0%
Tama County, IA 2Under 10 loans0.0%
Warren County, IA 2Under 10 loans0.0%
Appanoose County, IA 1Under 10 loans0.0%
Black Hawk County, IA 1Under 10 loans0.0%
Clayton County, IA 1Under 10 loans0.0%
Dallas County, IA 1Under 10 loans0.0%
Davis County, IA 1Under 10 loans0.0%
Des Moines County, IA 1Under 10 loans0.0%
Humboldt County, IA 1Under 10 loans0.0%
Iowa County, IA 1Under 10 loans0.0%
Marshall County, IA 1Under 10 loans0.0%
Poweshiek County, IA 1Under 10 loans0.0%
Story County, IA 1Under 10 loans0.0%
Webster County, IA 1Under 10 loans0.0%
Ashtabula County, OH 1Under 10 loans0.0%

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When Washington State Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.