Mortgage Lender Index

Cash-out refinancing lenders in Bulloch County

236 cash-out refinancing mortgages were made in Bulloch County, Georgia, in 2025, by 96 lenders. The median rate their borrowers got was 6.688% on a median loan of $205,000. Of 372 decisions, 122 were denials — 32.8%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 56 8.250% $105,000 7.8%
UNITED SHORE FINANCIAL SERVICES, LLC 31 6.125% $255,000 20.0%
NEWREZ LLC 11 6.750% $155,000 29.4%
MOVEMENT MORTGAGE, LLC 8 Under 10 loans Under 10 loans 0.0%
CORE CREDIT UNION 8 Under 10 loans Under 10 loans 20.0%
Loandepot.Com, LLC 7 Under 10 loans Under 10 loans 56.3%
PENNYMAC LOAN SERVICES, LLC 6 Under 10 loans Under 10 loans 40.0%
FREEDOM MORTGAGE CORPORATION 6 Under 10 loans Under 10 loans 25.0%
Equity Prime Mortgage LLC 6 Under 10 loans Under 10 loans 14.3%
AmeriSave Mortgage Corporation 5 Under 10 loans Under 10 loans 79.2%
FIRST COLONY MORTGAGE CORPORATION 5 Under 10 loans Under 10 loans 14.3%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 16.7%
CARRINGTON MORTGAGE SERVICES, LLC 4 Under 10 loans Under 10 loans 66.7%
254900M2C4Q6DATP2889 4 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 25.0%
AMERICAN FINANCING CORPORATION 3 Under 10 loans Under 10 loans 55.6%
NATIONSTAR MORTGAGE LLC 3 Under 10 loans Under 10 loans 33.3%
PHH Mortgage Corporation 3 Under 10 loans Under 10 loans 25.0%
SUN WEST MORTGAGE COMPANY, INC. 3 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 3 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 70.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 66.7%
Synovus Bank 2 Under 10 loans Under 10 loans 50.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 2 Under 10 loans Under 10 loans 0.0%
GEOVISTA 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
ATLANTA POSTAL 1 Under 10 loans Under 10 loans 92.3%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 75.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 1 Under 10 loans Under 10 loans 66.7%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
COLONY BANK 1 Under 10 loans Under 10 loans 50.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Queensborough National Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Funder LLC 1 Under 10 loans Under 10 loans 0.0%
ADDITION FINANCIAL 1 Under 10 loans Under 10 loans 0.0%
Renasant Bank 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
CLEAREDGE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
Mid-Continent Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
LENDSURE MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
AgFirst Farm Credit Bank 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans 100.0%
Allied First Bank,sb 0 Under 10 loans Under 10 loans 100.0%
Morris Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
SUCCESS MORTGAGE PARTNERS, INC. 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Glennville Bank 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans Not published
Mortgage Right 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
FBC MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans 100.0%
CREDIT UNION OF GEORGIA 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Northpointe Bank 0 Under 10 loans Under 10 loans Not published
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans 100.0%
Ameris Bank 0 Under 10 loans Under 10 loans 100.0%
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans 100.0%
First National Bank of America 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
Bank OZK 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.