Mortgage Lender Index

Cash-out refinancing lenders in Campbell County

152 cash-out refinancing mortgages were made in Campbell County, Tennessee, in 2025, by 83 lenders. The median rate their borrowers got was 6.500% on a median loan of $165,000. Of 246 decisions, 82 were denials — 33.3%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 27 6.500% $175,000 22.9%
Y-12 Federal Credit Union 16 6.750% $100,000 30.4%
PENNYMAC LOAN SERVICES, LLC 10 5.875% $160,000 23.1%
UNITED SHORE FINANCIAL SERVICES, LLC 10 5.687% $255,000 9.1%
Peoples Bank of the South 9 Under 10 loans Under 10 loans 0.0%
ORNL 7 Under 10 loans Under 10 loans 38.1%
KNOXVILLE TVA EMPLOYEES CREDIT UNION 6 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 55.6%
FREEDOM MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 20.0%
FIRST COMMUNITY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 62.5%
MORTGAGE INVESTORS GROUP, INC. 3 Under 10 loans Under 10 loans 20.0%
Renasant Bank 3 Under 10 loans Under 10 loans 25.0%
SUN WEST MORTGAGE COMPANY, INC. 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 2 Under 10 loans Under 10 loans 33.3%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 25.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 2 Under 10 loans Under 10 loans 0.0%
GENWAY HOME MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 93.8%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 90.9%
NEWREZ LLC 1 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
ENRICHMENT 1 Under 10 loans Under 10 loans 0.0%
Community Trust Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
Sierra Pacific Mortgage Company, Inc. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Union Savings Bank 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Warsaw Federal Savings and Loan Association 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CONSUMER Credit Union 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
NORTHERN MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
Stock Yards Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
ISERVE RESIDENTIAL LENDING, LLC 0 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Magnolia Bank, Incorporated 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
VELOCITY COMMERCIAL CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
VAN DYK MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CANOPY MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans Not published
Churchill Funding I LLC 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
GMFS LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.