Mortgage Lender Index

Mortgage lenders in Moniteau County

334 mortgages were made in Moniteau County, Missouri, in 2025, by 88 lenders. The median rate their borrowers got was 6.500% on a median loan of $155,000. Of 423 decisions, 70 were denials — 16.6%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The Central Trust Bank 56 6.125% $105,000 18.6%
FLAT BRANCH MORTGAGE, INC. 45 6.625% $215,000 2.2%
River Region Credit Union 33 Not published $155,000 7.9%
Commerce Bank 24 6.730% $80,000 28.6%
Community Point Bank 22 Not published $195,000 0.0%
PEOPLES BANK OF MONITEAU COUNTY 20 Not published $120,000 4.8%
UNITED SHORE FINANCIAL SERVICES, LLC 15 6.125% $245,000 11.1%
Rocket Mortgage, LLC 15 6.750% $125,000 6.3%
The Tipton Latham Bank, National Association 10 Not published $130,000 9.1%
AMERICAN FINANCIAL RESOURCES, INC. 8 Under 10 loans Under 10 loans 0.0%
Hawthorn Bank 6 Under 10 loans Under 10 loans 14.3%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 0.0%
Midwest Mortgage Associates Corporation 5 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 20.0%
United Community Bank 4 Under 10 loans Under 10 loans 20.0%
Mid America Bank 4 Under 10 loans Under 10 loans 33.3%
LAKEVIEW LOAN SERVICING, LLC 3 Under 10 loans Under 10 loans 42.9%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 33.3%
PILGRIM MORTGAGE LLC 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 33.3%
SPRING EQ, LLC 2 Under 10 loans Under 10 loans 33.3%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Exchange Bank of Missouri 2 Under 10 loans Under 10 loans 0.0%
Bank of Odessa 2 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
First State Community Bank 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
MISSOURI ELECTRIC COOPERATIVES EMPL 1 Under 10 loans Under 10 loans 33.3%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
First Mid Bank & Trust, National Association 1 Under 10 loans Under 10 loans 50.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 50.0%
Citadel Servicing Corporation 1 Under 10 loans Under 10 loans 0.0%
The Callaway Bank 1 Under 10 loans Under 10 loans 0.0%
Midwest Regional Bank 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS LLC 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
ResMac, Inc. 1 Under 10 loans Under 10 loans 0.0%
Sullivan Bank 1 Under 10 loans Under 10 loans 0.0%
COMMUNITY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
FCS Financial, FLCA 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
United Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Southern Bank 1 Under 10 loans Under 10 loans 0.0%
BTC BANK 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 33.3%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 0.0%
Simmons Bank 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PRIMELENDING, A PLAINSCAPITAL COMPANY 0 Under 10 loans Under 10 loans Not published
Gateway First Bank 0 Under 10 loans Under 10 loans Not published
PRIMARY RESIDENTIAL MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Armed Forces Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Verimore Bank 0 Under 10 loans Under 10 loans 0.0%
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Moniteau County

9 FDIC-insured branches from 5 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
BTC Bank 2$168.4 million
Commerce Bank 2$131.4 million
The Central Trust Bank 2$80.4 million
Peoples Bank of Moniteau County 2$73.3 million
Hawthorn Bank 1$27.0 million

Closed since the 2025 survey

2 branches in the 2025 survey have no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Moniteau County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.