Mid America Bank
Mid America Bank received 450 applications in 2025 and made 365 mortgages, in 28 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $225,000. Of 394 decisions, 25 were denials — 6.4%.
| Legal Entity Identifier | 549300DOV2RLYPY10B52 |
|---|---|
| Applications received | 450 |
| Mortgages made | 365 |
| Denied | 25 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 56 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Mid America Bank, 11 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 277 | Not published | $255,000 | 2.8% |
| Refinancing | 57 | Not published | $205,000 | 21.9% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | Not published | $165,000 | 4.0% |
Where Mid America Bank lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cole County, MO | 108 | Not published | 6.1% |
| Boone County, MO | 82 | Not published | 3.4% |
| Osage County, MO | 51 | Not published | 0.0% |
| Callaway County, MO | 29 | Not published | 12.1% |
| Miller County, MO | 28 | Not published | 9.7% |
| Camden County, MO | 20 | Not published | 13.0% |
| Maries County, MO | 12 | Not published | 7.7% |
| Morgan County, MO | 5 | Under 10 loans | 28.6% |
| Moniteau County, MO | 4 | Under 10 loans | 33.3% |
| Cooper County, MO | 3 | Under 10 loans | 0.0% |
| Jackson County, MO | 3 | Under 10 loans | 0.0% |
| Audrain County, MO | 2 | Under 10 loans | 0.0% |
| Gasconade County, MO | 2 | Under 10 loans | 0.0% |
| Phelps County, MO | 2 | Under 10 loans | 0.0% |
| Pulaski County, MO | 2 | Under 10 loans | 0.0% |
| Charlotte County, FL | 1 | Under 10 loans | 0.0% |
| Howard County, MO | 1 | Under 10 loans | 0.0% |
| Lincoln County, MO | 1 | Under 10 loans | 0.0% |
| Newton County, MO | 1 | Under 10 loans | 0.0% |
| Pettis County, MO | 1 | Under 10 loans | 0.0% |
| Ralls County, MO | 1 | Under 10 loans | 0.0% |
| Randolph County, MO | 1 | Under 10 loans | 0.0% |
| St. Charles County, MO | 1 | Under 10 loans | 0.0% |
| St. Clair County, MO | 1 | Under 10 loans | 0.0% |
| St. Francois County, MO | 1 | Under 10 loans | 0.0% |
| St. Louis County, MO | 1 | Under 10 loans | 0.0% |
| Webster County, MO | 1 | Under 10 loans | 0.0% |
| Johnson County, KS | 0 | Under 10 loans | Not published |
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When Mid America Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.