Mortgage Lender Index

Home purchase lenders in Adams County

498 home purchase mortgages were made in Adams County, Illinois, in 2025, by 94 lenders. The median rate their borrowers got was 6.625% on a median loan of $155,000. Of 567 decisions, 45 were denials — 7.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
United Community Bank 84 6.625% $145,000 7.6%
HomeBank 60 Not published $165,000 0.0%
First Bankers Trust Company, National Association 56 6.625% $120,000 2.9%
FLAT BRANCH MORTGAGE, INC. 53 6.625% $135,000 3.6%
CROSSCOUNTRY MORTGAGE, INC. 50 6.475% $165,000 0.0%
Mortgage Research Center, LLC 27 6.625% $185,000 12.9%
GERSHMAN INVESTMENT CORP. 17 6.625% $165,000 19.1%
Rocket Mortgage, LLC 16 6.688% $165,000 11.1%
Bank of Springfield 13 6.550% $145,000 13.3%
THOMPSON KANE & COMPANY, INC 9 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 8 Under 10 loans Under 10 loans 6.7%
DELMAR FINANCIAL COMPANY 7 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 5 Under 10 loans Under 10 loans 28.6%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Financial Funding Solutions, Inc. 4 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 33.3%
GREENSTATE Credit Union 3 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 25.0%
U.S. Bank National Association 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
First Mid Bank & Trust, National Association 3 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 2 Under 10 loans Under 10 loans 81.8%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
Commerce Bank 2 Under 10 loans Under 10 loans 33.3%
Heartland Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
FIRST STATE MORTGAGE SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 2 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 2 Under 10 loans Under 10 loans 0.0%
Regions Bank 2 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 66.7%
CBI Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Prairie State Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
POINT MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Midwest Heritage Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
Summit Credit Union 1 Under 10 loans Under 10 loans 0.0%
CNB Bank And Trust, N.A. 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Ipava State Bank 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 Under 10 loans Under 10 loans 0.0%
First Federal Savings and Loan Association of Lakewood 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
JLB CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 1 Under 10 loans Under 10 loans 0.0%
Academy Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
The Central Trust Bank 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
LAKE MICHIGAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
CITIZENS EQUITY FIRST 1 Under 10 loans Under 10 loans 0.0%
MidAmerica National Bank 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Omaha 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Raymond James Bank 1 Under 10 loans Under 10 loans 0.0%
HNB National Bank 0 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
NBKC BANK 0 Under 10 loans Under 10 loans Not published
LEADERONE FINANCIAL CORPORATION 0 Under 10 loans Under 10 loans Not published
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans Not published
ALLIANT CREDIT UNION 0 Under 10 loans Under 10 loans Not published
CITY-COUNTY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Arvest Bank 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Centier Bank 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.