Mortgage Lender Index

Mortgage lenders in Washington County

141 mortgages were made in Washington County, Georgia, in 2025, by 88 lenders. The median rate their borrowers got was 6.433% on a median loan of $155,000. Of 288 decisions, 131 were denials — 45.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 32 5.990% $155,000 23.3%
PLANET HOME LENDING, LLC 9 Under 10 loans Under 10 loans 0.0%
ROBINS FINANCIAL 7 Under 10 loans Under 10 loans 41.7%
PENNYMAC LOAN SERVICES, LLC 6 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 37.5%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 28.6%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 16.7%
21st Mortgage Corporation 4 Under 10 loans Under 10 loans 84.6%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 20.0%
Exchange Bank 4 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 88.5%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 3 Under 10 loans Under 10 loans 40.0%
MUTUAL OF OMAHA MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 3 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 25.0%
Northpointe Bank 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 92.3%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 33.3%
Queensborough National Bank & Trust Company 1 Under 10 loans Under 10 loans 33.3%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AgGeorgia Farm Credit, ACA 1 Under 10 loans Under 10 loans 66.7%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 50.0%
Ameris Bank 1 Under 10 loans Under 10 loans 50.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 50.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
PINNACLE BANK 1 Under 10 loans Under 10 loans 0.0%
First State Bank 1 Under 10 loans Under 10 loans 0.0%
Magnolia State Bank 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
JMAC LENDING, INC. 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of Dudley 1 Under 10 loans Under 10 loans 0.0%
BankSouth 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
Legends Bank 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
F&M Bank 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 63.6%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Oconee State Bank 0 Under 10 loans Under 10 loans 100.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Filo Mortgage, L.L.C. 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
FirstBank 0 Under 10 loans Under 10 loans 100.0%
MILEND, INC. 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
GEORGIA'S OWN 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans 100.0%
SRP Federal Credit Union 0 Under 10 loans Under 10 loans Not published
GMFS LLC 0 Under 10 loans Under 10 loans Not published
SOUTHERN BANK 0 Under 10 loans Under 10 loans 100.0%
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 0.0%
LAFAYETTE FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
GEORGIA UNITED 0 Under 10 loans Under 10 loans 100.0%
VERITAS FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
Bank OZK 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Washington County

4 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Citizens Bank of the South 1$209.5 million
The Geo. D. Warthen Bank 1$162.9 million
Queensborough National Bank & Trust Company 1$55.6 million
Wells Fargo Bank, National Association 1$36.3 million

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When the next year’s lending figures are out for Washington County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.