Magnolia State Bank
Magnolia State Bank received 79 applications in 2025 and made 76 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $90,000. Of 79 decisions, 3 were denials — 3.8%.
| Legal Entity Identifier | 254900Z8I9USTJ1JA072 |
|---|---|
| Applications received | 79 |
| Mortgages made | 76 |
| Denied | 3 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Magnolia State Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 36 | Not published | $135,000 | 7.7% |
| Refinancing | 16 | Not published | $80,000 | 0.0% |
| Cash-out refinancing | 12 | Not published | $65,000 | 0.0% |
| Other purposes | 12 | Not published | $80,000 | 0.0% |
Where Magnolia State Bank lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Baldwin County, GA | 31 | Not published | 3.1% |
| Dodge County, GA | 14 | Not published | 6.7% |
| Houston County, GA | 7 | Under 10 loans | 0.0% |
| Wilkinson County, GA | 6 | Under 10 loans | 0.0% |
| Bibb County, GA | 5 | Under 10 loans | 0.0% |
| Putnam County, GA | 4 | Under 10 loans | 0.0% |
| Jones County, GA | 3 | Under 10 loans | 0.0% |
| Hancock County, GA | 2 | Under 10 loans | 0.0% |
| Lee County, FL | 1 | Under 10 loans | 0.0% |
| Henry County, GA | 1 | Under 10 loans | 0.0% |
| Madison County, GA | 1 | Under 10 loans | 0.0% |
| Washington County, GA | 1 | Under 10 loans | 0.0% |
| Bulloch County, GA | 0 | Under 10 loans | 100.0% |
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When Magnolia State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.