Mortgage Lender Index

Cash-out refinancing lenders in Schuylkill County

364 cash-out refinancing mortgages were made in Schuylkill County, Pennsylvania, in 2025, by 118 lenders. The median rate their borrowers got was 6.750% on a median loan of $125,000. Of 619 decisions, 235 were denials — 38.0%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 101 6.875% $115,000 31.1%
UNITED SHORE FINANCIAL SERVICES, LLC 23 6.625% $155,000 30.6%
PENNYMAC LOAN SERVICES, LLC 22 5.995% $135,000 24.1%
AmeriSave Mortgage Corporation 13 7.125% $65,000 81.6%
NEWREZ LLC 12 6.750% $90,000 42.9%
Loandepot.Com, LLC 11 5.990% $105,000 45.0%
FREEDOM MORTGAGE CORPORATION 10 6.250% $215,000 41.2%
Broker Solutions, Inc. 8 Under 10 loans Under 10 loans 38.5%
CROSSCOUNTRY MORTGAGE, INC. 7 Under 10 loans Under 10 loans 12.5%
Wells Fargo Bank, National Association 7 Under 10 loans Under 10 loans 22.2%
Diamond Credit Union 7 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 6 Under 10 loans Under 10 loans 14.3%
Truist Bank 6 Under 10 loans Under 10 loans 0.0%
Mortgage America, Inc. 6 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 6 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 16.7%
TOP FLITE FINANCIAL, INC. 5 Under 10 loans Under 10 loans 0.0%
First Commonwealth Federal Credit Union 5 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 5 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 4 Under 10 loans Under 10 loans 63.6%
CARRINGTON MORTGAGE SERVICES, LLC 4 Under 10 loans Under 10 loans 53.8%
Manufacturers and Traders Trust Company 4 Under 10 loans Under 10 loans 42.9%
AMERICAN HERITAGE LENDING, LLC 4 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 4 Under 10 loans Under 10 loans 16.7%
RELIANCE FIRST CAPITAL, LLC 4 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 3 Under 10 loans Under 10 loans 28.6%
SOFI BANK, NATIONAL ASSOCIATION 3 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 3 Under 10 loans Under 10 loans 40.0%
SUN WEST MORTGAGE COMPANY, INC. 3 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 3 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 85.7%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
PENNSYLVANIA STATE EMPLOYEES Credit Union 2 Under 10 loans Under 10 loans 50.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
POLICE & FIRE 2 Under 10 loans Under 10 loans 0.0%
The Luzerne Bank 2 Under 10 loans Under 10 loans 33.3%
First Keystone Community Bank 2 Under 10 loans Under 10 loans 0.0%
Mid Penn Bank 2 Under 10 loans Under 10 loans 0.0%
ICE LENDER HOLDINGS LLC 2 Under 10 loans Under 10 loans 0.0%
United Trust Bank 2 Under 10 loans Under 10 loans 0.0%
Fulton Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 60.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 66.7%
KeyBank National Association 1 Under 10 loans Under 10 loans 66.7%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
UNITED MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
TOWER Federal Credit Union 1 Under 10 loans Under 10 loans 50.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
LINKBANK 1 Under 10 loans Under 10 loans 50.0%
JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA 1 Under 10 loans Under 10 loans 50.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
MortgageCountry, LLC 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Griffin Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN INTERNET MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PENTAGON FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Homesale Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
AMWEST FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
Northwest Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Visions Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SUCCESS LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 66.7%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans 100.0%
The Huntington National Bank 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 0 Under 10 loans Under 10 loans 100.0%
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
ALLIED MORTGAGE GROUP, INC. 0 Under 10 loans Under 10 loans Not published
Allied First Bank,sb 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
CHAMPIONS FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
254900CTT87ZKAUTIJ37 0 Under 10 loans Under 10 loans 0.0%
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE AFFINITY, LLC 0 Under 10 loans Under 10 loans Not published
PROVIDENT FUNDING ASSOCIATES, L.P. 0 Under 10 loans Under 10 loans 100.0%
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
RAPID MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans Not published
AMERICAN HERITAGE FCU 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
Hometown Equity Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans 100.0%
MICHIGAN MUTUAL, INC. 0 Under 10 loans Under 10 loans Not published
THRIVENT Federal Credit Union 0 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
SayGO Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
Arvest Bank 0 Under 10 loans Under 10 loans 100.0%
Northwest Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
LUXURY MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.