Mortgage Lender Index

Home purchase lenders in Columbus County

405 home purchase mortgages were made in Columbus County, North Carolina, in 2025, by 134 lenders. The median rate their borrowers got was 6.625% on a median loan of $185,000. Of 728 decisions, 279 were denials — 38.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
STATE EMPLOYEES' 35 6.150% $155,000 39.7%
21st Mortgage Corporation 32 9.820% $110,000 66.1%
VANDERBILT MORTGAGE AND FINANCE, INC. 26 9.750% $115,000 75.6%
Primis Mortgage Company 26 6.624% $215,000 3.7%
Alcova Mortgage LLC 23 6.375% $195,000 7.4%
Rocket Mortgage, LLC 19 6.750% $165,000 13.6%
TRIAD FINANCIAL SERVICES, INC. 15 8.770% $145,000 38.5%
DHI MORTGAGE COMPANY, LTD. 12 5.750% $195,000 58.6%
MOVEMENT MORTGAGE, LLC 11 6.812% $125,000 0.0%
Mortgage Research Center, LLC 9 Under 10 loans Under 10 loans 25.0%
AMERICAN FINANCIAL RESOURCES, INC. 8 Under 10 loans Under 10 loans 11.1%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 30.0%
CALCON MUTUAL MORTGAGE LLC 6 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 6 Under 10 loans Under 10 loans 14.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 6 Under 10 loans Under 10 loans 0.0%
Anderson Brothers Bank 6 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 5 Under 10 loans Under 10 loans 28.6%
T2 FINANCIAL LLC 5 Under 10 loans Under 10 loans 20.0%
Fairway Independent Mortgage Corporation 5 Under 10 loans Under 10 loans 0.0%
First Bank 5 Under 10 loans Under 10 loans 0.0%
AgCarolina Farm Credit, FLCA 5 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 4 Under 10 loans Under 10 loans 33.3%
First-Citizens Bank & Trust Company 4 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 4 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 4 Under 10 loans Under 10 loans 0.0%
Loansteady LLC 4 Under 10 loans Under 10 loans 20.0%
INTERCOASTAL MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
United Bank 4 Under 10 loans Under 10 loans 20.0%
Blue Ridge Bank, National Association 4 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 0.0%
Truist Bank 3 Under 10 loans Under 10 loans 57.1%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 25.0%
First Palmetto Bank 3 Under 10 loans Under 10 loans 0.0%
KWIK MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
EQUITY RESOURCES, INC. 3 Under 10 loans Under 10 loans 0.0%
BAYSHORE MORTGAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 0.0%
CORNING CREDIT UNION 3 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 33.3%
Magnolia Bank, Incorporated 2 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
Integrity Home Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
SOUTHERN TRUST MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
First National Bank of Pennsylvania 2 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
254900CTT87ZKAUTIJ37 2 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 2 Under 10 loans Under 10 loans 0.0%
Towne Bank 2 Under 10 loans Under 10 loans 0.0%
NATION ONE MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
North State Bank 2 Under 10 loans Under 10 loans 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 Under 10 loans Under 10 loans 0.0%
Ixonia Bank 2 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 2 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
University Bank 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 66.7%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 50.0%
Cornerstone First Mortgage, Inc 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 50.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
EXCITE Credit Union 1 Under 10 loans Under 10 loans 0.0%
American Security Mortgage Corp. 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Coastal Carolina National Bank 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
Summit Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
REV FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
FBC MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Pinnacle Bank 1 Under 10 loans Under 10 loans 0.0%
First Heritage Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
OriginPoint, LLC 1 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Kearny Bank 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 Under 10 loans Under 10 loans 0.0%
SCHUMACHER MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
First Reliance Bank 1 Under 10 loans Under 10 loans 0.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Ameris Bank 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
United Community Bank 1 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
TD Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
NQM FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
254900O723MCLR701H50 0 Under 10 loans Under 10 loans 100.0%
SWBC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 50.0%
LIMA ONE CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
MORTGAGEONE, INC. 0 Under 10 loans Under 10 loans Not published
Capital Bank, National Association 0 Under 10 loans Under 10 loans Not published
Waterstone Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
ENVOY MORTGAGE, LTD 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans Not published
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
BAY EQUITY LLC 0 Under 10 loans Under 10 loans Not published
LOCAL GOVERNMENT 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
First Federal Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Radiant Credit Union 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
STAR USA FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
ARC HOME LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
THRIVENT Federal Credit Union 0 Under 10 loans Under 10 loans Not published
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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When the next year’s lending figures are out for Columbus County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.