Mortgage Lender Index

Refinancing lenders in Clallam County

247 refinancing mortgages were made in Clallam County, Washington, in 2025, by 111 lenders. The median rate their borrowers got was 6.125% on a median loan of $355,000. Of 307 decisions, 45 were denials — 14.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 43 5.750% $465,000 4.4%
FIRST FED BANK 18 Not published $155,000 18.2%
CROSSCOUNTRY MORTGAGE, INC. 14 6.313% $350,000 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 11 6.490% $365,000 0.0%
FREEDOM MORTGAGE CORPORATION 10 6.250% $395,000 0.0%
Boeing Employees Credit Union 9 Under 10 loans Under 10 loans 18.2%
PENNYMAC LOAN SERVICES, LLC 8 Under 10 loans Under 10 loans 11.1%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 9.1%
CANOPY MORTGAGE, LLC 7 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 6 Under 10 loans Under 10 loans 0.0%
Sound Community Bank 5 Under 10 loans Under 10 loans 28.6%
Kitsap Bank 5 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 5 Under 10 loans Under 10 loans 16.7%
MUTUAL OF OMAHA MORTGAGE, INC. 4 Under 10 loans Under 10 loans 42.9%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 3 Under 10 loans Under 10 loans 25.0%
Paramount Residential Mortgage Group, Inc. 3 Under 10 loans Under 10 loans 0.0%
KITSAP Credit Union 3 Under 10 loans Under 10 loans 25.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
KeyBank National Association 2 Under 10 loans Under 10 loans 50.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
MLD MORTGAGE INC. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 0.0%
Cornerstone First Mortgage, Inc 2 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 0.0%
QUALSTAR CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 2 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 2 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 50.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 75.0%
Umpqua Bank 1 Under 10 loans Under 10 loans 33.3%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 50.0%
WASHINGTON STATE EMPLOYEES CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
1st Security Bank of Washington 1 Under 10 loans Under 10 loans 50.0%
AgWest Farm Credit, FLCA 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Citibank, National Association 1 Under 10 loans Under 10 loans 0.0%
Synergy One Lending, Inc. 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
Lendage, LLC 1 Under 10 loans Under 10 loans 0.0%
ONPOINT COMMUNITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Strong Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
WHATCOM EDUCATIONAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 0.0%
SAMMAMISH MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
Global Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
American Liberty Mortgage, Incorporated 1 Under 10 loans Under 10 loans 0.0%
OREGON COMMUNITY 1 Under 10 loans Under 10 loans 0.0%
KINECTA 1 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
Bethpage Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
Mechanics Bank 1 Under 10 loans Under 10 loans 0.0%
Greenbox Loans, Inc. 1 Under 10 loans Under 10 loans 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
EAST IDAHO Credit Union 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
ALL CREDIT CONSIDERED MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
QUORUM FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
BMO Bank National Association 0 Under 10 loans Under 10 loans Not published
LADERA LENDING, INC. 0 Under 10 loans Under 10 loans Not published
Sound Credit Union 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans Not published
HIGHTECHLENDING INC 0 Under 10 loans Under 10 loans Not published
HomeTrust Bank 0 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 0 Under 10 loans Under 10 loans 100.0%
NFM, INC. 0 Under 10 loans Under 10 loans 100.0%
Valon Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
INTELLILOAN, INC. 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans 100.0%
The Central Trust Bank 0 Under 10 loans Under 10 loans Not published
Firefighters First Federal Credit Union 0 Under 10 loans Under 10 loans Not published
City National Bank 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
Stride Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.