Mortgage Lender Index

Cash-out refinancing lenders in Newberry County

112 cash-out refinancing mortgages were made in Newberry County, South Carolina, in 2025, by 67 lenders. The median rate their borrowers got was 6.625% on a median loan of $165,000. Of 185 decisions, 65 were denials — 35.1%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 29 6.990% $155,000 23.1%
UNITED SHORE FINANCIAL SERVICES, LLC 8 Under 10 loans Under 10 loans 18.2%
ALLSOUTH FEDERAL CREDIT UNION 7 Under 10 loans Under 10 loans 12.5%
GUILD MORTGAGE COMPANY 6 Under 10 loans Under 10 loans 0.0%
SAFE FEDERAL CREDIT UNION 5 Under 10 loans Under 10 loans 28.6%
CARRINGTON MORTGAGE SERVICES, LLC 4 Under 10 loans Under 10 loans 37.5%
First Community Bank 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 81.3%
NEWREZ LLC 3 Under 10 loans Under 10 loans 70.0%
NEW DAY FINANCIAL, LLC 2 Under 10 loans Under 10 loans 60.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 71.4%
S. C. STATE FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 2 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 83.3%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 60.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 66.7%
SOUTH CAROLINA FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Coastal Carolina National Bank 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE AFFINITY, LLC 1 Under 10 loans Under 10 loans 0.0%
FOUNDERS FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
First Heritage Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Countybank 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
LONGBRIDGE FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
TOTAL MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
AgFirst Farm Credit Bank 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans 100.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 0 Under 10 loans Under 10 loans Not published
TD Bank, National Association 0 Under 10 loans Under 10 loans Not published
NBKC BANK 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 0 Under 10 loans Under 10 loans Not published
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
Integrity Home Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Mid-Continent Funding, Inc. 0 Under 10 loans Under 10 loans Not published
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
SouthState Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
Johnson Financial Group 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.