Mortgage Lender Index

Refinancing lenders in Vigo County

388 refinancing mortgages were made in Vigo County, Indiana, in 2025, by 87 lenders. The median rate their borrowers got was 6.750% on a median loan of $95,000. Of 519 decisions, 101 were denials — 19.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
First Financial Bank, National Association 127 7.250% $55,000 15.6%
Fifth Third Bank, National Association 40 7.995% $60,000 29.0%
Old National Bank 32 5.850% $65,000 20.5%
Rocket Mortgage, LLC 30 5.750% $185,000 20.5%
FREEDOM MORTGAGE CORPORATION 20 6.438% $180,000 0.0%
The Hometown Savings Bank 15 6.700% $125,000 6.3%
UNITED SHORE FINANCIAL SERVICES, LLC 11 5.625% $215,000 14.3%
CRANE 11 7.000% $155,000 8.3%
Longview Bank 9 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 8 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 5 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 5 Under 10 loans Under 10 loans 0.0%
INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION 5 Under 10 loans Under 10 loans 16.7%
INDIANA UNIVERSITY CREDIT UNION 5 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 4 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 4 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 50.0%
ROYAL UNITED MORTGAGE LLC 3 Under 10 loans Under 10 loans 42.9%
VILLAGE CAPITAL & INVESTMENT LLC 3 Under 10 loans Under 10 loans 20.0%
RUOFF MORTGAGE COMPANY, INC. 3 Under 10 loans Under 10 loans 25.0%
First Farmers Bank & Trust Co. 3 Under 10 loans Under 10 loans 0.0%
Discover Bank 2 Under 10 loans Under 10 loans 66.7%
GVC MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
TrustBank 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
The Riddell National Bank 1 Under 10 loans Under 10 loans 75.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 50.0%
Prospect Bank 1 Under 10 loans Under 10 loans 50.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
Texana Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
First Mid Bank & Trust, National Association 1 Under 10 loans Under 10 loans 50.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
BPL MORTGAGE TRUST, LLC 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
EMM LOANS LLC 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Providence Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Valon Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
WINTERWOOD MORTGAGE GROUP, LLC 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank of Indiana 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 0 Under 10 loans Under 10 loans 100.0%
MILEND, INC. 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
JUSTICE Federal Credit Union 0 Under 10 loans Under 10 loans 0.0%
ENDEAVOR CAPITAL, LLC. 0 Under 10 loans Under 10 loans 100.0%
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
The Union Bank Company 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Liberty 0 Under 10 loans Under 10 loans Not published
DOMINION FINANCIAL SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 0 Under 10 loans Under 10 loans 0.0%
COREVEST AMERICAN FINANCE LENDER LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
FINANCE OF AMERICA REVERSE LLC 0 Under 10 loans Under 10 loans Not published
Signature Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
Greenbox Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Northpointe Bank 0 Under 10 loans Under 10 loans Not published
Truliant Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
9845005BP6974AE5D838 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Goldman Sachs Bank USA 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.