Mortgage Lender Index

Mortgage lenders in Newton County

152 mortgages were made in Newton County, Texas, in 2025, by 85 lenders. The median rate their borrowers got was 7.400% on a median loan of $140,000. Of 324 decisions, 146 were denials — 45.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 38 9.600% $110,000 54.6%
TRIAD FINANCIAL SERVICES, INC. 7 Under 10 loans Under 10 loans 55.0%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 25.0%
CMG MORTGAGE, INC. 6 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 5 Under 10 loans Under 10 loans 14.3%
CANOPY MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 4 Under 10 loans Under 10 loans 64.3%
RAVE FINANCIAL CREDIT UNION 4 Under 10 loans Under 10 loans 42.9%
MOVEMENT MORTGAGE, LLC 4 Under 10 loans Under 10 loans 0.0%
First Financial Bank 4 Under 10 loans Under 10 loans 0.0%
FIVEPOINT CREDIT UNION 4 Under 10 loans Under 10 loans 0.0%
FirstBank 3 Under 10 loans Under 10 loans 71.4%
Sabine Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 0.0%
Neches Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
EDUCATION FIRST 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 60.0%
Sabine State Bank and Trust Company 2 Under 10 loans Under 10 loans 33.3%
MCT CREDIT UNION 2 Under 10 loans Under 10 loans 50.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 33.3%
FBC MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
BARKSDALE 2 Under 10 loans Under 10 loans 0.0%
Stellar Bank 1 Under 10 loans Under 10 loans 75.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 66.7%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Shelby Savings Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
254900V3UIQOTJCM3S60 1 Under 10 loans Under 10 loans 0.0%
EUSTIS MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AAFMAA Mortgage Services LLC 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
Southside Bank 1 Under 10 loans Under 10 loans 0.0%
SHELL FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
GULF CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Home Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
BRIDGE CITY STATE BANK 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
LIBRARY OF CONGRESS 1 Under 10 loans Under 10 loans 0.0%
DUGOOD FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
CHEVRON Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 87.5%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 85.7%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 0.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
TEXAS DOW EMPLOYEES CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
K&G CAPITAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NETWORK FUNDING, L.P. 0 Under 10 loans Under 10 loans Not published
First National Bank of America 0 Under 10 loans Under 10 loans 100.0%
ALAMEDA MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
UNITED BUILT HOMES, L.L.C. 0 Under 10 loans Under 10 loans 0.0%
FIDELITY BANK 0 Under 10 loans Under 10 loans Not published
RANDOLPH-BROOKS FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Merchants & Farmers Bank & Trust Company 0 Under 10 loans Under 10 loans 100.0%
First Option Mortgage, LLC 0 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
GENCO FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
TEXAS BAY 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
RED RIVER EMPLOYEES FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
ROGUE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Newton County

2 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First Financial Bank 1$33.0 million
Stellar Bank 1$23.6 million

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When the next year’s lending figures are out for Newton County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.