Merchants & Farmers Bank & Trust Company
Merchants & Farmers Bank & Trust Company received 144 applications in 2025 and made 109 mortgages, in 13 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 144 decisions, 23 were denials — 16.0%.
| Legal Entity Identifier | 549300NG6J01HLGSZW49 |
|---|---|
| Applications received | 144 |
| Mortgages made | 109 |
| Denied | 23 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Merchants & Farmers Bank & Trust Company, 9 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 59 | Not published | $125,000 | 17.1% |
| Refinancing | 36 | Not published | $140,000 | 15.2% |
| Other purposes | 14 | Not published | $50,000 | 12.5% |
Where Merchants & Farmers Bank & Trust Company lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Vernon Parish, LA | 53 | Not published | 17.8% |
| Calcasieu Parish, LA | 30 | Not published | 16.7% |
| Beauregard Parish, LA | 8 | Under 10 loans | 20.0% |
| Natchitoches Parish, LA | 5 | Under 10 loans | 0.0% |
| Sabine Parish, LA | 4 | Under 10 loans | 0.0% |
| Allen Parish, LA | 3 | Under 10 loans | 0.0% |
| Grant Parish, LA | 2 | Under 10 loans | 0.0% |
| Rapides Parish, LA | 2 | Under 10 loans | 0.0% |
| Cameron Parish, LA | 1 | Under 10 loans | 0.0% |
| Jefferson Davis Parish, LA | 1 | Under 10 loans | 0.0% |
| Jackson Parish, LA | 0 | Under 10 loans | 0.0% |
| Lafayette Parish, LA | 0 | Under 10 loans | 100.0% |
| Newton County, TX | 0 | Under 10 loans | 100.0% |
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When Merchants & Farmers Bank & Trust Company’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.