LIBRARY OF CONGRESS
LIBRARY OF CONGRESS received 113 applications in 2025 and made 87 mortgages, in 30 counties across 8 states. The median rate its borrowers got was 3.500% on a median loan of $105,000. Of 107 decisions, 0 were denials — 0.0%. 2 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300P1ORVTMT2T7756 |
|---|---|
| Applications received | 113 |
| Mortgages made | 87 |
| Denied | 0 |
| Approved, not taken up | 20 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 73 | 3.500% | $95,000 | 0.0% |
Where LIBRARY OF CONGRESS lends most
The 30 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| District of Columbia, DC | 16 | 3.500% | 0.0% |
| Prince George's County, MD | 15 | 3.500% | 0.0% |
| Montgomery County, MD | 12 | 3.500% | 0.0% |
| Anne Arundel County, MD | 6 | Under 10 loans | 0.0% |
| Charles County, MD | 6 | Under 10 loans | 0.0% |
| Fairfax County, VA | 3 | Under 10 loans | 0.0% |
| Alexandria city, VA | 3 | Under 10 loans | 0.0% |
| Baltimore County, MD | 2 | Under 10 loans | 0.0% |
| Baltimore city, MD | 2 | Under 10 loans | 0.0% |
| Orange County, VA | 2 | Under 10 loans | 0.0% |
| Spotsylvania County, VA | 2 | Under 10 loans | 0.0% |
| Cook County, IL | 1 | Under 10 loans | 0.0% |
| Calvert County, MD | 1 | Under 10 loans | 0.0% |
| Carroll County, MD | 1 | Under 10 loans | 0.0% |
| Frederick County, MD | 1 | Under 10 loans | 0.0% |
| Washington County, MD | 1 | Under 10 loans | 0.0% |
| Oakland County, MI | 1 | Under 10 loans | 0.0% |
| Essex County, NJ | 1 | Under 10 loans | 0.0% |
| Cumberland County, PA | 1 | Under 10 loans | 0.0% |
| Newton County, TX | 1 | Under 10 loans | 0.0% |
| Albemarle County, VA | 1 | Under 10 loans | 0.0% |
| Arlington County, VA | 1 | Under 10 loans | 0.0% |
| Culpeper County, VA | 1 | Under 10 loans | 0.0% |
| Fluvanna County, VA | 1 | Under 10 loans | 0.0% |
| Hanover County, VA | 1 | Under 10 loans | 0.0% |
| King George County, VA | 1 | Under 10 loans | 0.0% |
| Prince William County, VA | 1 | Under 10 loans | 0.0% |
| Stafford County, VA | 1 | Under 10 loans | 0.0% |
| Salem city, VA | 1 | Under 10 loans | 0.0% |
| Bergen County, NJ | 0 | Under 10 loans | 0.0% |
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When LIBRARY OF CONGRESS’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.