GULF CREDIT UNION
GULF CREDIT UNION received 98 applications in 2025 and made 81 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 97 decisions, 15 were denials — 15.5%. 6 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300JPKIA8GCDBEI29 |
|---|---|
| Applications received | 98 |
| Mortgages made | 81 |
| Denied | 15 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $205,000 | 0.0% |
| Cash-out refinancing | 65 | Not published | $145,000 | 18.5% |
Where GULF CREDIT UNION lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jefferson County, TX | 46 | Not published | 19.0% |
| Montgomery County, TX | 10 | Not published | 9.1% |
| Orange County, TX | 9 | Under 10 loans | 18.2% |
| Harris County, TX | 5 | Under 10 loans | 0.0% |
| Brazoria County, TX | 3 | Under 10 loans | 25.0% |
| Hardin County, TX | 2 | Under 10 loans | 0.0% |
| Brazos County, TX | 1 | Under 10 loans | 0.0% |
| Fort Bend County, TX | 1 | Under 10 loans | 0.0% |
| Galveston County, TX | 1 | Under 10 loans | 0.0% |
| Jasper County, TX | 1 | Under 10 loans | 0.0% |
| Newton County, TX | 1 | Under 10 loans | 0.0% |
| Travis County, TX | 1 | Under 10 loans | 0.0% |
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When GULF CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.