Mortgage Lender Index

Home purchase lenders in Benton County

191 home purchase mortgages were made in Benton County, Tennessee, in 2025, by 87 lenders. The median rate their borrowers got was 6.745% on a median loan of $175,000. Of 284 decisions, 73 were denials — 25.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
FIRST COMMUNITY MORTGAGE, INC. 43 6.125% $195,000 6.3%
Carroll Bank and Trust 17 Not published $95,000 5.6%
FirstBank 15 6.990% $145,000 22.7%
Mortgage Research Center, LLC 14 6.250% $220,000 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 13 9.500% $115,000 63.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12 6.870% $115,000 0.0%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 0.0%
GERSHMAN INVESTMENT CORP. 4 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 4 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 3 Under 10 loans Under 10 loans 77.8%
TRIAD FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 30.0%
MORTGAGE INVESTORS GROUP, INC. 3 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 3 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
Legends Bank 3 Under 10 loans Under 10 loans 0.0%
Regions Bank 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
The First National Bank of Middle Tennessee 2 Under 10 loans Under 10 loans 33.3%
Fortera Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
Commercial Bank & Trust Co. 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 33.3%
Commerce Home Mortgage, Inc. 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 50.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 50.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
First Community Bank of the Heartland, Inc 1 Under 10 loans Under 10 loans 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 Under 10 loans Under 10 loans 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 1 Under 10 loans Under 10 loans 0.0%
Farm Credit Mid-America 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
ENVOY MORTGAGE, LTD 1 Under 10 loans Under 10 loans 0.0%
NextMortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
ACOPIA, LLC 1 Under 10 loans Under 10 loans 0.0%
Bank of Dickson 1 Under 10 loans Under 10 loans 0.0%
TriStar Bank 1 Under 10 loans Under 10 loans 0.0%
Marquette Bank 1 Under 10 loans Under 10 loans 0.0%
Alcova Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
SUCCESS MORTGAGE PARTNERS, INC. 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 0.0%
DAS Acquisition Company, LLC 1 Under 10 loans Under 10 loans 0.0%
SECURITY BANK AND TRUST COMPANY 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 25.0%
JOHNSONVILLE TVA EMPLOYEES CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 0.0%
Apex Bank 0 Under 10 loans Under 10 loans 100.0%
A&D Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
Orion Federal Credit Union 0 Under 10 loans Under 10 loans Not published
LEADERONE FINANCIAL CORPORATION 0 Under 10 loans Under 10 loans Not published
MCKENZIE BANKING COMPANY 0 Under 10 loans Under 10 loans 100.0%
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
ZILLOW HOME LOANS, LLC 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Primis Mortgage Company 0 Under 10 loans Under 10 loans Not published
ALTRA Federal Credit Union 0 Under 10 loans Under 10 loans Not published
First Federal Bank 0 Under 10 loans Under 10 loans Not published
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
UNITED FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
First Citizens National Bank 0 Under 10 loans Under 10 loans 100.0%
GEORGIA UNITED 0 Under 10 loans Under 10 loans Not published
TOGETHER CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Centennial Bank 0 Under 10 loans Under 10 loans 100.0%
F&M Bank 0 Under 10 loans Under 10 loans 100.0%
RELIANCE FIRST CAPITAL, LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Fifth Third Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Benton County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.