Centennial Bank
Centennial Bank received 347 applications in 2025 and made 287 mortgages, in 28 counties across 7 states. The median rate its borrowers got was Not published on a median loan of $145,000. Of 315 decisions, 21 were denials — 6.7%.
| Legal Entity Identifier | 549300YR7U7TZTQ1GH77 |
|---|---|
| Applications received | 347 |
| Mortgages made | 287 |
| Denied | 21 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 32 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Centennial Bank, 17 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 146 | Not published | $205,000 | 8.0% |
| Refinancing | 86 | Not published | $130,000 | 5.4% |
| Other purposes | 55 | Not published | $55,000 | 5.0% |
Where Centennial Bank lends most
The 28 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Gibson County, TN | 81 | Not published | 7.8% |
| Madison County, TN | 50 | Not published | 1.9% |
| Hardeman County, TN | 35 | Not published | 5.4% |
| Chester County, TN | 27 | Not published | 6.7% |
| Carroll County, TN | 25 | Not published | 0.0% |
| McNairy County, TN | 14 | Not published | 22.2% |
| Hardin County, TN | 11 | Not published | 0.0% |
| Henry County, TN | 8 | Under 10 loans | 0.0% |
| Crockett County, TN | 5 | Under 10 loans | 28.6% |
| Henderson County, TN | 4 | Under 10 loans | 0.0% |
| Weakley County, TN | 4 | Under 10 loans | 0.0% |
| Whitfield County, GA | 3 | Under 10 loans | 0.0% |
| Fayette County, TN | 3 | Under 10 loans | 0.0% |
| Murray County, GA | 2 | Under 10 loans | 0.0% |
| Lauderdale County, TN | 2 | Under 10 loans | 0.0% |
| Obion County, TN | 2 | Under 10 loans | 0.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Pulaski County, AR | 1 | Under 10 loans | 0.0% |
| Monroe County, IN | 1 | Under 10 loans | 0.0% |
| Lafayette County, MS | 1 | Under 10 loans | 0.0% |
| Marshall County, MS | 1 | Under 10 loans | 0.0% |
| Benton County, TN | 1 | Under 10 loans | 50.0% |
| Dyer County, TN | 1 | Under 10 loans | 0.0% |
| Hamilton County, TN | 1 | Under 10 loans | 0.0% |
| Haywood County, TN | 1 | Under 10 loans | 0.0% |
| Humphreys County, TN | 1 | Under 10 loans | 0.0% |
| Stewart County, TN | 1 | Under 10 loans | 50.0% |
| Polk County, FL | 0 | Under 10 loans | 100.0% |
Get told when this changes
When Centennial Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.