Mortgage lenders in Idaho, county by county
56,565 mortgages were made in Idaho in 2025, across 44 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Ada County | 412 | 16,030 | 6.625% | $335,000 | 14.4% |
| Canyon County | 326 | 8,766 | 6.500% | $305,000 | 16.3% |
| Kootenai County | 322 | 5,879 | 6.750% | $335,000 | 17.3% |
| Bonneville County | 227 | 3,705 | 6.625% | $255,000 | 16.9% |
| Twin Falls County | 192 | 2,642 | 6.625% | $235,000 | 18.8% |
| Bannock County | 202 | 2,399 | 6.625% | $215,000 | 17.9% |
| Bonner County | 243 | 1,602 | 6.875% | $325,000 | 22.7% |
| Bingham County | 160 | 1,166 | 6.625% | $215,000 | 20.8% |
| Nez Perce County | 140 | 1,029 | 6.750% | $255,000 | 16.4% |
| Jefferson County | 160 | 997 | 6.625% | $265,000 | 18.9% |
| Elmore County | 151 | 958 | 6.375% | $275,000 | 18.9% |
| Payette County | 162 | 900 | 6.750% | $225,000 | 18.0% |
| Latah County | 117 | 725 | 6.750% | $285,000 | 15.3% |
| Madison County | 131 | 708 | 6.625% | $275,000 | 19.3% |
| Blaine County | 161 | 646 | 6.625% | $435,000 | 23.3% |
| Valley County | 182 | 645 | 6.750% | $415,000 | 19.1% |
| Gem County | 164 | 619 | 6.625% | $275,000 | 20.5% |
| Jerome County | 101 | 611 | 6.625% | $215,000 | 21.0% |
| Minidoka County | 112 | 605 | 6.750% | $205,000 | 21.8% |
| Cassia County | 118 | 568 | 6.740% | $215,000 | 21.9% |
| Teton County | 151 | 487 | 6.750% | $415,000 | 22.1% |
| Fremont County | 135 | 457 | 6.875% | $265,000 | 20.7% |
| Boise County | 132 | 406 | 6.750% | $345,000 | 20.6% |
| Franklin County | 106 | 402 | 6.740% | $235,000 | 22.5% |
| Shoshone County | 118 | 385 | 6.750% | $215,000 | 26.6% |
| Idaho County | 100 | 345 | 6.750% | $215,000 | 16.7% |
| Boundary County | 111 | 332 | 6.875% | $275,000 | 19.4% |
| Gooding County | 94 | 312 | 6.750% | $205,000 | 23.5% |
| Washington County | 99 | 284 | 6.625% | $190,000 | 21.3% |
| Owyhee County | 111 | 264 | 6.750% | $245,000 | 20.4% |
| Benewah County | 91 | 242 | 6.888% | $205,000 | 23.8% |
| Clearwater County | 84 | 200 | 6.625% | $195,000 | 25.3% |
| Caribou County | 67 | 167 | 6.625% | $205,000 | 20.9% |
| Bear Lake County | 99 | 160 | 6.625% | $225,000 | 25.3% |
| Lemhi County | 79 | 151 | 6.625% | $225,000 | 16.8% |
| Oneida County | 76 | 148 | 6.625% | $245,000 | 23.1% |
| Adams County | 81 | 123 | 6.750% | $275,000 | 19.6% |
| Power County | 63 | 116 | 6.750% | $205,000 | 30.8% |
| Lincoln County | 55 | 113 | 6.625% | $235,000 | 25.6% |
| Custer County | 70 | 90 | 6.750% | $225,000 | 28.6% |
| Lewis County | 50 | 72 | 6.500% | $140,000 | 16.5% |
| Butte County | 38 | 50 | 6.495% | $170,000 | 26.7% |
| Camas County | 42 | 50 | 6.575% | $240,000 | 25.0% |
| Clark County | 12 | 9 | Under 10 loans | Under 10 loans | 18.2% |
Get told when this changes
When the next year’s lending figures are published for Idaho.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.