Mortgage lenders in North Dakota, county by county
14,322 mortgages were made in North Dakota in 2025, across 53 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Cass County | 205 | 4,100 | 6.500% | $235,000 | 11.2% |
| Burleigh County | 152 | 2,202 | 6.590% | $225,000 | 10.6% |
| Ward County | 126 | 1,378 | 6.250% | $215,000 | 11.7% |
| Grand Forks County | 131 | 1,263 | 6.500% | $205,000 | 11.0% |
| Morton County | 114 | 757 | 6.625% | $195,000 | 12.6% |
| Stark County | 107 | 721 | 6.625% | $245,000 | 17.2% |
| Williams County | 123 | 712 | 6.575% | $285,000 | 20.9% |
| Stutsman County | 77 | 386 | 6.550% | $125,000 | 18.4% |
| Richland County | 84 | 313 | 6.500% | $145,000 | 18.7% |
| McKenzie County | 84 | 226 | 6.750% | $335,000 | 24.5% |
| McLean County | 69 | 168 | 6.500% | $185,000 | 15.6% |
| Barnes County | 60 | 162 | 6.625% | $155,000 | 9.7% |
| Ramsey County | 56 | 158 | 6.500% | $175,000 | 20.5% |
| Traill County | 62 | 155 | 6.500% | $175,000 | 13.1% |
| Mercer County | 48 | 148 | 6.625% | $175,000 | 9.0% |
| Walsh County | 52 | 120 | 6.500% | $135,000 | 24.9% |
| Mountrail County | 45 | 95 | 6.650% | $185,000 | 14.9% |
| Pembina County | 48 | 88 | 6.400% | $135,000 | 11.9% |
| Bottineau County | 52 | 86 | 6.614% | $200,000 | 14.6% |
| McHenry County | 38 | 68 | 6.350% | $180,000 | 15.7% |
| Dickey County | 35 | 61 | 6.500% | $135,000 | 17.6% |
| Ransom County | 41 | 59 | 6.450% | $175,000 | 21.3% |
| Dunn County | 37 | 57 | 6.500% | $225,000 | 14.9% |
| Wells County | 29 | 54 | 6.500% | $120,000 | 8.2% |
| Emmons County | 30 | 50 | 6.765% | $90,000 | 8.8% |
| Cavalier County | 26 | 48 | 6.375% | $135,000 | 12.3% |
| LaMoure County | 30 | 47 | 6.625% | $125,000 | 16.7% |
| Renville County | 33 | 41 | 6.388% | $185,000 | 12.2% |
| Foster County | 24 | 40 | 6.990% | $125,000 | 16.7% |
| Kidder County | 27 | 39 | 6.800% | $175,000 | 11.1% |
| McIntosh County | 25 | 39 | 6.475% | $95,000 | 17.0% |
| Nelson County | 27 | 35 | 6.500% | $85,000 | 18.6% |
| Sargent County | 29 | 34 | 6.500% | $105,000 | 12.8% |
| Oliver County | 26 | 32 | 6.544% | $185,000 | 10.8% |
| Pierce County | 27 | 32 | 6.563% | $145,000 | 13.2% |
| Hettinger County | 30 | 28 | 6.500% | $130,000 | 18.4% |
| Rolette County | 25 | 28 | 6.813% | $145,000 | 47.4% |
| Burke County | 24 | 27 | 7.375% | $105,000 | 22.2% |
| Golden Valley County | 23 | 27 | 6.625% | $145,000 | 37.2% |
| Towner County | 24 | 26 | 6.750% | $120,000 | 18.8% |
| Bowman County | 29 | 24 | 6.350% | $190,000 | 27.8% |
| Eddy County | 22 | 23 | 6.525% | $125,000 | 34.3% |
| Griggs County | 26 | 23 | 6.613% | $145,000 | 22.6% |
| Steele County | 24 | 23 | 6.175% | $135,000 | 14.8% |
| Grant County | 20 | 22 | 6.500% | $125,000 | 25.8% |
| Benson County | 19 | 21 | 6.625% | $135,000 | 14.8% |
| Logan County | 22 | 21 | 6.990% | $95,000 | 25.0% |
| Divide County | 25 | 18 | 6.495% | $185,000 | 40.0% |
| Adams County | 19 | 17 | 6.875% | $135,000 | 17.4% |
| Sheridan County | 14 | 10 | 6.750% | $80,000 | 23.1% |
| Billings County | 6 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Sioux County | 2 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Slope County | 1 | 1 | Under 10 loans | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.