Mortgage lenders in Vermont, county by county
13,414 mortgages were made in Vermont in 2025, across 14 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Chittenden County | 159 | 3,576 | 6.625% | $265,000 | 12.5% |
| Washington County | 130 | 1,382 | 6.625% | $215,000 | 14.9% |
| Franklin County | 103 | 1,333 | 6.625% | $225,000 | 15.7% |
| Windsor County | 172 | 1,322 | 6.750% | $225,000 | 22.4% |
| Rutland County | 155 | 983 | 6.750% | $205,000 | 23.8% |
| Windham County | 160 | 863 | 6.750% | $225,000 | 21.1% |
| Lamoille County | 122 | 666 | 6.638% | $255,000 | 17.9% |
| Addison County | 96 | 640 | 6.750% | $205,000 | 19.7% |
| Orleans County | 103 | 640 | 6.750% | $165,000 | 20.9% |
| Caledonia County | 102 | 594 | 6.750% | $175,000 | 19.1% |
| Orange County | 91 | 522 | 6.750% | $205,000 | 24.2% |
| Bennington County | 126 | 519 | 6.625% | $215,000 | 23.9% |
| Grand Isle County | 74 | 235 | 6.750% | $235,000 | 15.0% |
| Essex County | 67 | 139 | 6.813% | $165,000 | 23.4% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.