Mortgage Lender Index

Cash-out refinancing lenders in Columbia County

96 cash-out refinancing mortgages were made in Columbia County, Pennsylvania, in 2025, by 60 lenders. The median rate their borrowers got was 7.250% on a median loan of $125,000. Of 177 decisions, 71 were denials — 40.1%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 39 7.375% $115,000 18.9%
AmeriSave Mortgage Corporation 7 Under 10 loans Under 10 loans 58.8%
First Keystone Community Bank 7 Under 10 loans Under 10 loans 9.1%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 40.0%
Loandepot.Com, LLC 5 Under 10 loans Under 10 loans 44.4%
MC Federal Credit Union 3 Under 10 loans Under 10 loans 25.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 60.0%
Manufacturers and Traders Trust Company 2 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 2 Under 10 loans Under 10 loans 33.3%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 80.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 66.7%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 66.7%
PHILADELPHIA FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 80.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
A&D Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SERVICE 1ST 1 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Home Mortgage Alliance Corporation (HMAC) 1 Under 10 loans Under 10 loans 0.0%
USALLIANCE FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
MLD MORTGAGE INC. 1 Under 10 loans Under 10 loans 0.0%
Fairway Consumer Discount Company 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NEXERA HOLDING LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONS DIRECT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Jersey Shore State Bank 1 Under 10 loans Under 10 loans 0.0%
Stifel Bank and Trust 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
254900M2C4Q6DATP2889 0 Under 10 loans Under 10 loans 100.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans Not published
CLEAREDGE LENDING LLC 0 Under 10 loans Under 10 loans Not published
ANGEL OAK MORTGAGE SOLUTIONS LLC 0 Under 10 loans Under 10 loans Not published
EAST COAST CAPITAL CORP. 0 Under 10 loans Under 10 loans Not published
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Fulton Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
Flagstar Bank, N.A. 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Columbia County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.