MC Federal Credit Union
MC Federal Credit Union received 160 applications in 2025 and made 124 mortgages, in 16 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $85,000. Of 145 decisions, 20 were denials — 13.8%.
| Legal Entity Identifier | 5493006RLJ90VH94SV71 |
|---|---|
| Applications received | 160 |
| Mortgages made | 124 |
| Denied | 20 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 33 | Not published | $155,000 | 2.9% |
| Refinancing | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Cash-out refinancing | 32 | Not published | $95,000 | 3.0% |
| Other purposes | 53 | Not published | $45,000 | 24.3% |
Where MC Federal Credit Union lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Northumberland County, PA | 50 | Not published | 12.1% |
| Columbia County, PA | 22 | Not published | 15.4% |
| Union County, PA | 19 | Not published | 17.4% |
| Montour County, PA | 13 | Not published | 7.1% |
| Snyder County, PA | 9 | Under 10 loans | 0.0% |
| Lycoming County, PA | 3 | Under 10 loans | 0.0% |
| Schuylkill County, PA | 2 | Under 10 loans | 0.0% |
| Sussex County, DE | 1 | Under 10 loans | 0.0% |
| Durham County, NC | 1 | Under 10 loans | 0.0% |
| Allegheny County, PA | 1 | Under 10 loans | 0.0% |
| Luzerne County, PA | 1 | Under 10 loans | 66.7% |
| Tioga County, PA | 1 | Under 10 loans | 0.0% |
| York County, PA | 1 | Under 10 loans | 0.0% |
| Monroe County, PA | 0 | Under 10 loans | 100.0% |
| Sullivan County, PA | 0 | Under 10 loans | Not published |
| Loudoun County, VA | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.