Home purchase lenders in Buchanan County
277 home purchase mortgages were made in Buchanan County, Iowa, in 2025, by 56 lenders. The median rate their borrowers got was 6.500% on a median loan of $145,000. Of 315 decisions, 28 were denials — 8.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| VERIDIAN CREDIT UNION | 56 | 6.375% | $110,000 | 5.1% |
| GREENSTATE Credit Union | 51 | 6.625% | $135,000 | 0.0% |
| BankIowa of Cedar Rapids | 22 | Not published | $115,000 | 0.0% |
| Farmers State Bank | 19 | 6.375% | $155,000 | 0.0% |
| IOWA BANKERS MORTGAGE CORPORATION | 18 | 6.500% | $145,000 | 35.7% |
| NORTHEAST SECURITY BANK | 12 | Not published | $165,000 | 7.7% |
| Citizens State Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Broker Solutions, Inc. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| DUPACO COMMUNITY | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Empeople Credit Union | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Rocket Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Fidelity Bank & Trust | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Research Center, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Waterstone Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| WEST GATE BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LINN AREA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luana Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MidWestOne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ohnward Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 80.0% |
| Community Savings Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Farmers State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers & Merchants Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of St. Charles, Missouri | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Central Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cedar Rapids Bank and Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| Collins Community Credit Union | 0 | Under 10 loans | Under 10 loans | Not published |
| Fidelity Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| CONSUMER REAL ESTATE FINANCE CO. | 0 | Under 10 loans | Under 10 loans | Not published |
| LOWER, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| Baxter Credit Union | 0 | Under 10 loans | Under 10 loans | 0.0% |
| Hills Bank and Trust Company | 0 | Under 10 loans | Under 10 loans | Not published |
| Atkins Savings Bank & Trust | 0 | Under 10 loans | Under 10 loans | 100.0% |
| USAA Federal Savings Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| The Huntington National Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| PLANET HOME LENDING, LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| NEWREZ LLC | 0 | Under 10 loans | Under 10 loans | Not published |
| U.S. Bank National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| Citizens Bank, National Association | 0 | Under 10 loans | Under 10 loans | Not published |
| Truist Bank | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.