Mortgage Lender Index

Mortgage lenders in Prairie County

113 mortgages were made in Prairie County, Arkansas, in 2025, by 66 lenders. The median rate their borrowers got was 7.125% on a median loan of $95,000. Of 206 decisions, 86 were denials — 41.8%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
The Farmers & Merchants Bank 29 8.125% $65,000 27.9%
Cadence Bank 12 7.188% $65,000 36.8%
FIRSTTRUST HOME LOANS, INC. 6 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 16.7%
ARKANSAS Federal Credit Union 4 Under 10 loans Under 10 loans 33.3%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 20.0%
Southern Bancorp Bank 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 0.0%
First Community Bank 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 85.7%
TRIAD FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 71.4%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 66.7%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
Arvest Bank 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 91.7%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 66.7%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 50.0%
First Security Bank 1 Under 10 loans Under 10 loans 0.0%
AMERIHOME MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
Capital Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LAND HOME FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
WEST GATE BANK 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Generations Bank 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
AgHeritage Farm Credit Services, ACA 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Southern Bank 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
FLAT BRANCH MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
GoodLeap, LLC 0 Under 10 loans Under 10 loans 100.0%
Regions Bank 0 Under 10 loans Under 10 loans 66.7%
Centennial Bank 0 Under 10 loans Under 10 loans 100.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans 0.0%
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
Gateway First Bank 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
Bank of England 0 Under 10 loans Under 10 loans Not published
The Central Trust Bank 0 Under 10 loans Under 10 loans 100.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
NUMARK CREDIT UNION 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Prairie County

4 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The Farmers & Merchants Bank 2$124.7 million
The Huntington National Bank 1$25.2 million
Merchants & Planters' Bank 1$9.9 million

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

Get told when this changes

When the next year’s lending figures are out for Prairie County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.