AgHeritage Farm Credit Services, ACA
AgHeritage Farm Credit Services, ACA received 97 applications in 2025 and made 77 mortgages, in 27 counties across 2 states. The median rate its borrowers got was 7.000% on a median loan of $295,000. Of 83 decisions, 6 were denials — 7.2%, most often for credit history. 1 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300VRH8KD60XSZK39 |
|---|---|
| Applications received | 97 |
| Mortgages made | 77 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 14 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.45 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 62 | 7.000% | $310,000 | 8.8% |
| Refinancing | 13 | 6.950% | $205,000 | 0.0% |
| Cash-out refinancing | 2 | Under 10 loans | Under 10 loans | 0.0% |
Where AgHeritage Farm Credit Services, ACA lends most
The 27 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Lonoke County, AR | 17 | 6.950% | 10.5% |
| White County, AR | 12 | 7.000% | 0.0% |
| Cleburne County, AR | 9 | Under 10 loans | 0.0% |
| Independence County, AR | 5 | Under 10 loans | 0.0% |
| Pulaski County, AR | 5 | Under 10 loans | 0.0% |
| Izard County, AR | 4 | Under 10 loans | 0.0% |
| Ashley County, AR | 3 | Under 10 loans | 0.0% |
| Jackson County, AR | 2 | Under 10 loans | 0.0% |
| Lawrence County, AR | 2 | Under 10 loans | 33.3% |
| Randolph County, AR | 2 | Under 10 loans | 0.0% |
| Saline County, AR | 2 | Under 10 loans | 33.3% |
| Arkansas County, AR | 1 | Under 10 loans | 0.0% |
| Chicot County, AR | 1 | Under 10 loans | 0.0% |
| Cleveland County, AR | 1 | Under 10 loans | 0.0% |
| Desha County, AR | 1 | Under 10 loans | 0.0% |
| Drew County, AR | 1 | Under 10 loans | 0.0% |
| Jefferson County, AR | 1 | Under 10 loans | 0.0% |
| Lafayette County, AR | 1 | Under 10 loans | 0.0% |
| Lincoln County, AR | 1 | Under 10 loans | 0.0% |
| Monroe County, AR | 1 | Under 10 loans | 0.0% |
| Prairie County, AR | 1 | Under 10 loans | 0.0% |
| Sharp County, AR | 1 | Under 10 loans | 50.0% |
| Stone County, AR | 1 | Under 10 loans | 0.0% |
| Washington County, AR | 1 | Under 10 loans | 0.0% |
| Tarrant County, TX | 1 | Under 10 loans | 0.0% |
| Fulton County, AR | 0 | Under 10 loans | Not published |
| Woodruff County, AR | 0 | Under 10 loans | 100.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.