Mortgage Lender Index

Mortgage lenders in Kodiak Island Borough

137 mortgages were made in Kodiak Island Borough, Alaska, in 2025, by 53 lenders. The median rate their borrowers got was 6.375% on a median loan of $325,000. Of 176 decisions, 29 were denials — 16.5%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
RESIDENTIAL MORTGAGE, LLC 35 5.990% $435,000 7.9%
CREDIT UNION 1 Credit Union 21 7.750% $155,000 8.7%
Rocket Mortgage, LLC 9 Under 10 loans Under 10 loans 25.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 Under 10 loans Under 10 loans 0.0%
Global Federal Credit Union 7 Under 10 loans Under 10 loans 12.5%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 14.3%
First National Bank Alaska 5 Under 10 loans Under 10 loans 25.0%
Navy Federal Credit Union 5 Under 10 loans Under 10 loans 44.4%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 16.7%
Wells Fargo Bank, National Association 4 Under 10 loans Under 10 loans 20.0%
CHURCHILL MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
NBKC BANK 2 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 2 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 66.7%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 50.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Outdoor Bank 1 Under 10 loans Under 10 loans 0.0%
Armed Forces Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CMG MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Heritage Bank National Association 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
GTE Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
MATANUSKA VALLEY FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Plains Commerce Bank 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
KeyBank National Association 0 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans Not published
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Kodiak Island Borough

4 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First National Bank Alaska 1$125.3 million
Wells Fargo Bank, National Association 1$117.9 million
Northrim Bank 1$36.2 million
KeyBank National Association 1$14.6 million

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When the next year’s lending figures are out for Kodiak Island Borough, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.