CREDIT UNION 1 Credit Union
CREDIT UNION 1 Credit Union received 462 applications in 2025 and made 278 mortgages, in 15 counties across 1 state. The median rate its borrowers got was 7.750% on a median loan of $125,000. Of 334 decisions, 54 were denials — 16.2%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493001K6UOKMZBPMI34 |
|---|---|
| Applications received | 462 |
| Mortgages made | 278 |
| Denied | 54 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 128 |
| Loans bought from other lenders | 126 |
| Median rate spread over the prime offer rate | 1.199 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 90 | 6.000% | $315,000 | 7.2% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Cash-out refinancing | 64 | 7.750% | $125,000 | 26.4% |
| Other purposes | 116 | 7.750% | $65,000 | 15.1% |
Where CREDIT UNION 1 Credit Union lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Anchorage Municipality, AK | 154 | 7.750% | 14.8% |
| Matanuska-Susitna Borough, AK | 47 | 7.750% | 17.5% |
| Kenai Peninsula Borough, AK | 29 | 7.750% | 12.1% |
| Kodiak Island Borough, AK | 21 | 7.750% | 8.7% |
| Fairbanks North Star Borough, AK | 11 | 7.750% | 29.4% |
| Nome Census Area, AK | 8 | Under 10 loans | 20.0% |
| Ketchikan Gateway Borough, AK | 6 | Under 10 loans | 25.0% |
| Juneau City and Borough, AK | 1 | Under 10 loans | 0.0% |
| Sitka City and Borough, AK | 1 | Under 10 loans | 0.0% |
| Aleutians West Census Area, AK | 0 | Under 10 loans | 100.0% |
| Bethel Census Area, AK | 0 | Under 10 loans | Not published |
| Bristol Bay Borough, AK | 0 | Under 10 loans | Not published |
| Denali Borough, AK | 0 | Under 10 loans | 100.0% |
| Dillingham Census Area, AK | 0 | Under 10 loans | Not published |
| Northwest Arctic Borough, AK | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.