Mortgage Lender Index

Cash-out refinancing lenders in Bristol city

65 cash-out refinancing mortgages were made in Bristol city, Virginia, in 2025, by 45 lenders. The median rate their borrowers got was 6.750% on a median loan of $145,000. Of 92 decisions, 24 were denials — 26.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
EASTMAN CREDIT UNION 15 7.250% $135,000 30.4%
Rocket Mortgage, LLC 13 6.375% $145,000 13.3%
UNITED SHORE FINANCIAL SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 3 Under 10 loans Under 10 loans 70.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 0.0%
Virginia Credit Union, Inc. 2 Under 10 loans Under 10 loans 0.0%
FIRST BANCORP, INC. 2 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 1 Under 10 loans Under 10 loans 33.3%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Mortgage Right 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
AMERITRUST MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
549300ELHXETOZMAKX33 1 Under 10 loans Under 10 loans 0.0%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans 100.0%
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
ABL RPC Residential Credit Acquisition LLC 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans 100.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
NFM, INC. 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
GoPrime Mortgage, Inc. 0 Under 10 loans Under 10 loans Not published
SUN WEST MORTGAGE COMPANY, INC. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Bristol city, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.