Mortgage Lender Index

Refinancing lenders in Bristol city

53 refinancing mortgages were made in Bristol city, Virginia, in 2025, by 40 lenders. The median rate their borrowers got was 6.125% on a median loan of $165,000. Of 71 decisions, 14 were denials — 19.7%, most often for credit application incomplete.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 11.1%
THE BANK OF MARION 5 Under 10 loans Under 10 loans 16.7%
FREEDOM MORTGAGE CORPORATION 4 Under 10 loans Under 10 loans 16.7%
First Community Bank 3 Under 10 loans Under 10 loans 20.0%
Renasant Bank 3 Under 10 loans Under 10 loans 25.0%
Legacy Bank 3 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
New Peoples Bank, Inc. 2 Under 10 loans Under 10 loans 0.0%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
First Horizon Bank 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 50.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
State Department Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SKYLINE NATIONAL BANK 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Kiavi Funding, Inc. 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONAL BANKSHARES, INC. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER Credit Union 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST BANCORP, INC. 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
EASTMAN CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Bethpage Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
TRUPoint Bank 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans 100.0%
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.