Mortgage Lender Index

Mortgage lenders in Cook County

160 mortgages were made in Cook County, Minnesota, in 2025, by 92 lenders. The median rate their borrowers got was 6.500% on a median loan of $265,000. Of 194 decisions, 31 were denials — 16.0%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
North Shore Federal Credit Union 55 6.250% $165,000 3.5%
Park State Bank 8 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 7 Under 10 loans Under 10 loans 22.2%
U.S. Bank National Association 5 Under 10 loans Under 10 loans 28.6%
Barrington Bank & Trust Company, National Association 4 Under 10 loans Under 10 loans 0.0%
TRUSTONE FINANCIAL CREDIT UNION 4 Under 10 loans Under 10 loans 20.0%
AFFINITY PLUS 4 Under 10 loans Under 10 loans 20.0%
National Bank of Commerce 4 Under 10 loans Under 10 loans 0.0%
Northview Bank 3 Under 10 loans Under 10 loans 0.0%
Bell Bank 3 Under 10 loans Under 10 loans 0.0%
Frandsen Bank & Trust 3 Under 10 loans Under 10 loans 25.0%
Granite Bank 3 Under 10 loans Under 10 loans 0.0%
Members Cooperative Credit Union 2 Under 10 loans Under 10 loans 50.0%
Citadel Servicing Corporation 2 Under 10 loans Under 10 loans 0.0%
Citizens State Bank 2 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
North Shore Bank of Commerce 2 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Associated Bank, National Association 1 Under 10 loans Under 10 loans 66.7%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
Wings Financial Credit Union 1 Under 10 loans Under 10 loans 50.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
FREEDOM MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
HomeTown Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
Bremer Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
GUILD MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
Old National Bank 1 Under 10 loans Under 10 loans 0.0%
Alerus Financial, National Association 1 Under 10 loans Under 10 loans 0.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 1 Under 10 loans Under 10 loans 0.0%
Servion, Inc. 1 Under 10 loans Under 10 loans 0.0%
COMPEER FINANCIAL, FLCA 1 Under 10 loans Under 10 loans 0.0%
Bridgewater Bank 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
First Bank & Trust 1 Under 10 loans Under 10 loans 0.0%
Gateway Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
VERIDIAN CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 1 Under 10 loans Under 10 loans 0.0%
21st Century Bank 1 Under 10 loans Under 10 loans 0.0%
NFM, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 Under 10 loans Under 10 loans 0.0%
Royal Credit Union 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
GUIDANCE RESIDENTIAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
Baxter Credit Union 1 Under 10 loans Under 10 loans 0.0%
Dacotah Bank 1 Under 10 loans Under 10 loans 0.0%
Northpointe Bank 1 Under 10 loans Under 10 loans 0.0%
Minnwest Bank 1 Under 10 loans Under 10 loans 0.0%
Deerwood Bank 1 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans Not published
BMO Bank National Association 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
BETTER MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
2549005FUF02T1IFCA22 0 Under 10 loans Under 10 loans Not published
FlexPoint, Inc. 0 Under 10 loans Under 10 loans Not published
The Huntington National Bank 0 Under 10 loans Under 10 loans 100.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
Summit Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Prosperity Home Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
Five Points Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
Neighborhood National Bank 0 Under 10 loans Under 10 loans 0.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans 100.0%
OAKTREE FUNDING CORP. 0 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
MASON MCDUFFIE MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Citizens Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 0 Under 10 loans Under 10 loans Not published
Gate City Bank 0 Under 10 loans Under 10 loans Not published
St. Charles Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Cook County

3 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Grand Marais State Bank 2$113.5 million
Security State Bank of Aitkin 1$22.0 million

Get told when this changes

When the next year’s lending figures are out for Cook County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.