Mortgage Lender Index

Home purchase lenders in Decatur County

219 home purchase mortgages were made in Decatur County, Georgia, in 2025, by 88 lenders. The median rate their borrowers got was 6.250% on a median loan of $185,000. Of 322 decisions, 94 were denials — 29.2%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
AMERICAN PACIFIC MORTGAGE CORPORATION 38 6.500% $185,000 7.3%
TOWNE MORTGAGE COMPANY 26 5.990% $185,000 3.3%
First Port City Bank 24 Not published $90,000 10.7%
DHI MORTGAGE COMPANY, LTD. 15 4.990% $215,000 51.6%
ACOPIA, LLC 12 2.938% $75,000 0.0%
Rocket Mortgage, LLC 11 6.490% $195,000 15.4%
First National Bank of Decatur County 11 Not published $215,000 0.0%
21st Mortgage Corporation 7 Under 10 loans Under 10 loans 80.6%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 33.3%
First State Bank of Blakely 5 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 3 Under 10 loans Under 10 loans 0.0%
DELMAR FINANCIAL COMPANY 3 Under 10 loans Under 10 loans 0.0%
Five Star Credit Union 2 Under 10 loans Under 10 loans 57.1%
GUILD MORTGAGE COMPANY 2 Under 10 loans Under 10 loans 50.0%
CMG MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Renasant Bank 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 2 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 90.9%
TRIAD FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 57.1%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 50.0%
GMFS LLC 1 Under 10 loans Under 10 loans 50.0%
PeoplesSouth Bank 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
Bank OZK 1 Under 10 loans Under 10 loans 50.0%
DIRECTIONS EQUITY, LLC 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 50.0%
RF RENOVO MANAGEMENT COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Metro City Bank 1 Under 10 loans Under 10 loans 0.0%
ADDITION FINANCIAL 1 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
SOFI BANK, NATIONAL ASSOCIATION 1 Under 10 loans Under 10 loans 0.0%
The Dart Bank 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 Under 10 loans Under 10 loans 0.0%
Morgan Stanley Private Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Capital City Home Loans, LLC 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
VAN DYK MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Ameris Bank 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
MEMBER FIRST MORTGAGE, LLC 0 Under 10 loans Under 10 loans 100.0%
AMERITRUST MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
254900CTT87ZKAUTIJ37 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
HomePromise Corporation 0 Under 10 loans Under 10 loans 100.0%
GEORGIA'S OWN 0 Under 10 loans Under 10 loans Not published
Click n' Close, Inc. 0 Under 10 loans Under 10 loans Not published
Primis Mortgage Company 0 Under 10 loans Under 10 loans Not published
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 0.0%
FIRST COMMERCE CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
OCMBC, INC. 0 Under 10 loans Under 10 loans Not published
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
FLAT BRANCH MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
LoanUnited.com, LLC 0 Under 10 loans Under 10 loans Not published
STOCKTON MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
Thomasville National Bank 0 Under 10 loans Under 10 loans 0.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
PANORAMA MORTGAGE GROUP, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Decatur County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.