Mortgage Lender Index

Refinancing lenders in Fremont County

197 refinancing mortgages were made in Fremont County, Colorado, in 2025, by 86 lenders. The median rate their borrowers got was 6.125% on a median loan of $275,000. Of 270 decisions, 56 were denials — 20.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
UNITED SHORE FINANCIAL SERVICES, LLC 37 5.740% $305,000 9.8%
ENT Credit Union 24 8.115% $105,000 23.8%
Rocket Mortgage, LLC 19 5.750% $285,000 9.5%
FREEDOM MORTGAGE CORPORATION 10 6.063% $285,000 0.0%
High Country Bank 10 6.500% $270,000 16.7%
THE MORTGAGE COMPANY 5 Under 10 loans Under 10 loans 28.6%
NEWREZ LLC 5 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 4 Under 10 loans Under 10 loans 20.0%
LAKEVIEW LOAN SERVICING, LLC 4 Under 10 loans Under 10 loans 14.3%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 16.7%
FINANCE OF AMERICA REVERSE LLC 4 Under 10 loans Under 10 loans 20.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 62.5%
PENNYMAC LOAN SERVICES, LLC 3 Under 10 loans Under 10 loans 25.0%
CLEARPATH LENDING 3 Under 10 loans Under 10 loans 25.0%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 0.0%
Click n' Close, Inc. 2 Under 10 loans Under 10 loans 33.3%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
Bank of America, National Association 2 Under 10 loans Under 10 loans 33.3%
PHH Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
SmartFi Home Loans, LLC 2 Under 10 loans Under 10 loans 0.0%
RF RENOVO MANAGEMENT COMPANY, LLC 2 Under 10 loans Under 10 loans 0.0%
SOUTH RIVER MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
PLANET HOME LENDING, LLC 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
Glacier Bank 2 Under 10 loans Under 10 loans 0.0%
American Liberty Mortgage, Incorporated 2 Under 10 loans Under 10 loans 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 83.3%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 50.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 66.7%
PLAZA HOME MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 50.0%
BOKF, National Association 1 Under 10 loans Under 10 loans 0.0%
Sunflower Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
Nations Lending Corporation 1 Under 10 loans Under 10 loans 0.0%
First National Bank of America 1 Under 10 loans Under 10 loans 0.0%
KEYSTONE FUNDING, INC. 1 Under 10 loans Under 10 loans 0.0%
RESICENTRAL, LLC 1 Under 10 loans Under 10 loans 0.0%
ROYAL PACIFIC FUNDING CORP. 1 Under 10 loans Under 10 loans 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. 1 Under 10 loans Under 10 loans 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 1 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Old Missouri Bank 1 Under 10 loans Under 10 loans 0.0%
SWBC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
Bank of Colorado 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 0.0%
MICHIGAN MUTUAL, INC. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank 1 Under 10 loans Under 10 loans 0.0%
Manufacturers and Traders Trust Company 1 Under 10 loans Under 10 loans 0.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
GOLDEN EMPIRE MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
549300PWMS2701UFP528 0 Under 10 loans Under 10 loans Not published
RPE Home, Inc 0 Under 10 loans Under 10 loans 100.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans Not published
Farm Credit Mid-America 0 Under 10 loans Under 10 loans 100.0%
The Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
WESTERRA CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CENTENNIAL LENDING, LLC 0 Under 10 loans Under 10 loans Not published
Texana Bank, National Association 0 Under 10 loans Under 10 loans Not published
ALLIED MORTGAGE GROUP, INC. 0 Under 10 loans Under 10 loans Not published
Bison State Bank 0 Under 10 loans Under 10 loans Not published
NEW FED MORTGAGE, CORP. 0 Under 10 loans Under 10 loans Not published
The Central Trust Bank 0 Under 10 loans Under 10 loans Not published
CATALYST MORTGAGE 0 Under 10 loans Under 10 loans 100.0%
ENNKAR, INC. 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
MORTGAGE CLEARING CORPORATION 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
Citibank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Get told when this changes

When the next year’s lending figures are out for Fremont County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.