Mortgage Lender Index

Home purchase lenders in Summers County

77 home purchase mortgages were made in Summers County, West Virginia, in 2025, by 54 lenders. The median rate their borrowers got was 6.875% on a median loan of $145,000. Of 113 decisions, 29 were denials — 25.7%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Alcova Mortgage LLC 10 6.750% $135,000 7.1%
21st Mortgage Corporation 7 Under 10 loans Under 10 loans 30.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 6 Under 10 loans Under 10 loans 45.5%
Rocket Mortgage, LLC 6 Under 10 loans Under 10 loans 40.0%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 4 Under 10 loans Under 10 loans 0.0%
City National Bank of West Virginia 3 Under 10 loans Under 10 loans 20.0%
Atlantic Union Bank 3 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 3 Under 10 loans Under 10 loans 25.0%
Burke & Herbert Bank & Trust Company 3 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 2 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 50.0%
First Community Bank 1 Under 10 loans Under 10 loans 50.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 1 Under 10 loans Under 10 loans 50.0%
NBKC BANK 1 Under 10 loans Under 10 loans 0.0%
Celco Community Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
The Poca Valley Bank, Inc. 1 Under 10 loans Under 10 loans 0.0%
THE MORTGAGE FIRM, INC. 1 Under 10 loans Under 10 loans 0.0%
Atlantic Coast Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE CAPITAL BANK, SSB 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
First Heritage Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Community First National Bank 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Peterstown 1 Under 10 loans Under 10 loans 0.0%
CHARTWAY FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
NATIONAL BANKSHARES, INC. 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
Pioneer Community Bank, Inc. 0 Under 10 loans Under 10 loans 100.0%
Farm Credit of the Virginias, ACA 0 Under 10 loans Under 10 loans 100.0%
LENDINGONE, LLC 0 Under 10 loans Under 10 loans Not published
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 0.0%
FIRST UNITED CORPORATION 0 Under 10 loans Under 10 loans 0.0%
Whitesville State Bank 0 Under 10 loans Under 10 loans 100.0%
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
First Reliance Bank 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
CHURCHILL MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
UNION HOME MORTGAGE CORP. 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.