Mortgage Lender Index

The First National Bank of Peterstown

The First National Bank of Peterstown received 33 applications in 2025 and made 24 mortgages, in 4 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 31 decisions, 7 were denials — 22.6%, most often for credit history.

Legal Entity Identifier549300LXUXE7P1Q87D65
Applications received33
Mortgages made24
Denied7
Approved, not taken up0
Withdrawn or incomplete2
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The First National Bank of Peterstown, 2 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase9 Under 10 loansUnder 10 loans 18.2%
Refinancing2 Under 10 loansUnder 10 loans 0.0%
Cash-out refinancing12 Not published$85,000 25.0%
Other purposes1 Under 10 loansUnder 10 loans 50.0%

Where The First National Bank of Peterstown lends most

The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Monroe County, WV 12Not published20.0%
Giles County, VA 8Under 10 loans27.3%
Summers County, WV 3Under 10 loans0.0%
Mercer County, WV 1Under 10 loans50.0%

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When The First National Bank of Peterstown’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.