Mortgage Lender Index

Mortgage lenders in Delta County

90 mortgages were made in Delta County, Texas, in 2025, by 67 lenders. The median rate their borrowers got was 6.625% on a median loan of $190,000. Of 132 decisions, 33 were denials — 25.0%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
GUILD MORTGAGE COMPANY 15 6.500% $165,000 0.0%
Mortgage Research Center, LLC 6 Under 10 loans Under 10 loans 0.0%
Alliance Bank 5 Under 10 loans Under 10 loans 37.5%
Guaranty Bank & Trust, N.A. 5 Under 10 loans Under 10 loans 28.6%
Rocket Mortgage, LLC 5 Under 10 loans Under 10 loans 16.7%
CROSSCOUNTRY MORTGAGE, INC. 5 Under 10 loans Under 10 loans 16.7%
TRIAD FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 33.3%
Legend Bank, N.A. 3 Under 10 loans Under 10 loans 25.0%
Click n' Close, Inc. 3 Under 10 loans Under 10 loans 0.0%
Prosperity Bank 3 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 3 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 2 Under 10 loans Under 10 loans 75.0%
Cypress Bank, SSB 2 Under 10 loans Under 10 loans 25.0%
Nations Lending Corporation 2 Under 10 loans Under 10 loans 0.0%
RED RIVER EMPLOYEES FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
5493008S3V47SHFD8R45 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 50.0%
Incommons Bank, N.A. 1 Under 10 loans Under 10 loans 50.0%
GUARANTEED RATE, INC. 1 Under 10 loans Under 10 loans 0.0%
ROYAL UNITED MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
EVERETT FINANCIAL, INC. 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
TEXAS MORTGAGE LENDING, LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
Centennial Bank 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
First United Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
Glacier Bank 1 Under 10 loans Under 10 loans 0.0%
FORT WORTH CITY CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
The First National Bank of Winnsboro 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
LOANPEOPLE, LLC 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Frost Bank 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 0 Under 10 loans Under 10 loans 66.7%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans 50.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 0 Under 10 loans Under 10 loans Not published
Loandepot.Com, LLC 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans 100.0%
Loan Funder LLC 0 Under 10 loans Under 10 loans Not published
STG MORTGAGE INC 0 Under 10 loans Under 10 loans 100.0%
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
Texas Heritage National Bank 0 Under 10 loans Under 10 loans 100.0%
AMERICAN FINANCIAL NETWORK, INC. 0 Under 10 loans Under 10 loans Not published
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans Not published
AMERICAN PACIFIC MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 0.0%
Commercial Bank of Texas, National Association 0 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
FirstBank 0 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 100.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Beeline Loans, Inc. 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Truist Bank 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Delta County

2 FDIC-insured branches from 2 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
The First National Bank in Cooper 1$49.7 million
Legend Bank, N.A. 1$36.1 million

Get told when this changes

When the next year’s lending figures are out for Delta County, or a lender arrives or leaves.

Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.

Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.