Mortgage Lender Index

Cash-out refinancing lenders in Obion County

65 cash-out refinancing mortgages were made in Obion County, Tennessee, in 2025, by 46 lenders. The median rate their borrowers got was 6.375% on a median loan of $115,000. Of 104 decisions, 38 were denials — 36.5%, most often for collateral.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 15 7.250% $115,000 28.6%
UNITED SHORE FINANCIAL SERVICES, LLC 5 Under 10 loans Under 10 loans 28.6%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 20.0%
NEWREZ LLC 4 Under 10 loans Under 10 loans 0.0%
SECURITY BANK AND TRUST COMPANY 4 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 3 Under 10 loans Under 10 loans 25.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 80.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 60.0%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 50.0%
Broker Solutions, Inc. 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 50.0%
RELIANCE FIRST CAPITAL, LLC 2 Under 10 loans Under 10 loans 0.0%
U. T. Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
Leaders Credit Union 1 Under 10 loans Under 10 loans 85.7%
NEW DAY FINANCIAL, LLC 1 Under 10 loans Under 10 loans 66.7%
First Citizens National Bank 1 Under 10 loans Under 10 loans 0.0%
Simmons Bank 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 50.0%
254900M2C4Q6DATP2889 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
CORNERSTONE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
FirstBank 1 Under 10 loans Under 10 loans 0.0%
Commercial Bank & Trust Co. 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
TOP FLITE FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
KIND LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
GERSHMAN INVESTMENT CORP. 0 Under 10 loans Under 10 loans 100.0%
CARRINGTON MORTGAGE SERVICES, LLC 0 Under 10 loans Under 10 loans 100.0%
LOWER, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans Not published
Arvest Bank 0 Under 10 loans Under 10 loans Not published
Regions Bank 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published
Citadel Servicing Corporation 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.