Mortgage Lender Index

Refinancing lenders in Warren County

65 refinancing mortgages were made in Warren County, North Carolina, in 2025, by 52 lenders. The median rate their borrowers got was 6.250% on a median loan of $205,000. Of 98 decisions, 26 were denials — 26.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Truist Bank 9 Under 10 loans Under 10 loans 50.0%
STATE EMPLOYEES' 9 Under 10 loans Under 10 loans 43.8%
PENNYMAC LOAN SERVICES, LLC 4 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 3 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 3 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 2 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 33.3%
Rocket Mortgage, LLC 2 Under 10 loans Under 10 loans 33.3%
Southern Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
FBC MORTGAGE, LLC 2 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 2 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
COASTAL Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 1 Under 10 loans Under 10 loans 0.0%
First-Citizens Bank & Trust Company 1 Under 10 loans Under 10 loans 0.0%
First National Bank of Pennsylvania 1 Under 10 loans Under 10 loans 50.0%
Fifth Third Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 1 Under 10 loans Under 10 loans 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Loan Simple, Inc. 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank and Trust Company 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTHERN TRUST MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 0.0%
Citizens Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Regions Bank 1 Under 10 loans Under 10 loans 0.0%
Third Federal Savings and Loan Association of Cleveland 0 Under 10 loans Under 10 loans 100.0%
FIRST BANK 0 Under 10 loans Under 10 loans 0.0%
LADERA LENDING, INC. 0 Under 10 loans Under 10 loans Not published
Navy Federal Credit Union 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 100.0%
EMM LOANS LLC 0 Under 10 loans Under 10 loans Not published
PENTAGON FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
CLEARPATH LENDING 0 Under 10 loans Under 10 loans Not published
United Bank 0 Under 10 loans Under 10 loans Not published
SPRING EQ, LLC 0 Under 10 loans Under 10 loans 100.0%
MILEND, INC. 0 Under 10 loans Under 10 loans Not published
NEW DAY FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
MORTGAGE INVESTORS GROUP, INC. 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
PLAZA HOME MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
PHH Mortgage Corporation 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.