Mortgage Lender Index

Home purchase lenders in Emanuel County

108 home purchase mortgages were made in Emanuel County, Georgia, in 2025, by 64 lenders. The median rate their borrowers got was 7.125% on a median loan of $145,000. Of 190 decisions, 75 were denials — 39.5%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
21st Mortgage Corporation 24 10.240% $120,000 52.9%
Rocket Mortgage, LLC 8 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
Mortgage Research Center, LLC 4 Under 10 loans Under 10 loans 20.0%
SOUTHWEST STAGE FUNDING, LLC 4 Under 10 loans Under 10 loans 20.0%
PLANET HOME LENDING, LLC 4 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 3 Under 10 loans Under 10 loans 76.2%
GUILD MORTGAGE COMPANY 3 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 3 Under 10 loans Under 10 loans 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. 3 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 60.0%
USAA Federal Savings Bank 2 Under 10 loans Under 10 loans 33.3%
RESOURCE FINANCIAL SERVICES, INC. 2 Under 10 loans Under 10 loans 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. 2 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 2 Under 10 loans Under 10 loans 0.0%
TOP FLITE FINANCIAL, INC. 2 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 0.0%
ROBINS FINANCIAL 2 Under 10 loans Under 10 loans 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
BoxCar Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
COLONY BANK 1 Under 10 loans Under 10 loans 50.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
PINNACLE BANK 1 Under 10 loans Under 10 loans 0.0%
Pineland Bank 1 Under 10 loans Under 10 loans 0.0%
US MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
THE MORTGAGE FIRM, INC. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL NETWORK, INC. 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
Bank of Dudley 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
T2 FINANCIAL LLC 1 Under 10 loans Under 10 loans 0.0%
INB, National Association 1 Under 10 loans Under 10 loans 0.0%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Plains Commerce Bank 1 Under 10 loans Under 10 loans 0.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 1 Under 10 loans Under 10 loans 0.0%
DEEPHAVEN MORTGAGE LLC 1 Under 10 loans Under 10 loans 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 50.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 83.3%
FirstBank 0 Under 10 loans Under 10 loans 83.3%
Renasant Bank 0 Under 10 loans Under 10 loans 100.0%
ACOPIA, LLC 0 Under 10 loans Under 10 loans 100.0%
Morris Bank 0 Under 10 loans Under 10 loans Not published
AMERICAN FINANCIAL RESOURCES, INC. 0 Under 10 loans Under 10 loans Not published
Capital City Home Loans, LLC 0 Under 10 loans Under 10 loans Not published
CALCON MUTUAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
AMWEST FUNDING CORP. 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
AgGeorgia Farm Credit, ACA 0 Under 10 loans Under 10 loans 100.0%
VAN DYK MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Fidelity Bank, National Association 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
U.S. Bank National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.