Mortgage Lender Index

Home purchase lenders in Lamar County

104 home purchase mortgages were made in Lamar County, Alabama, in 2025, by 61 lenders. The median rate their borrowers got was 7.313% on a median loan of $115,000. Of 186 decisions, 60 were denials — 32.3%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
TRIAD FINANCIAL SERVICES, INC. 12 8.530% $100,000 20.0%
LEADERONE FINANCIAL CORPORATION 8 Under 10 loans Under 10 loans 27.3%
First State Bank of the South, Inc. 8 Under 10 loans Under 10 loans 0.0%
FirstBank 6 Under 10 loans Under 10 loans 31.3%
First National Bank 5 Under 10 loans Under 10 loans 0.0%
21st Mortgage Corporation 4 Under 10 loans Under 10 loans 76.2%
VANDERBILT MORTGAGE AND FINANCE, INC. 4 Under 10 loans Under 10 loans 70.0%
Rocket Mortgage, LLC 4 Under 10 loans Under 10 loans 33.3%
West Alabama Bank & Trust 4 Under 10 loans Under 10 loans 0.0%
TOWNE MORTGAGE COMPANY 4 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 3 Under 10 loans Under 10 loans 25.0%
Mortgage Research Center, LLC 3 Under 10 loans Under 10 loans 25.0%
LAND HOME FINANCIAL SERVICES, INC. 3 Under 10 loans Under 10 loans 0.0%
Consumer First Mortgage, Inc. 3 Under 10 loans Under 10 loans 0.0%
PeoplesTrust Bank 2 Under 10 loans Under 10 loans 0.0%
GUARANTEED RATE, INC. 2 Under 10 loans Under 10 loans 0.0%
UNION HOME MORTGAGE CORP. 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE INVESTORS GROUP, INC. 2 Under 10 loans Under 10 loans 0.0%
GENEVA FINANCIAL, LLC 1 Under 10 loans Under 10 loans 66.7%
Renasant Bank 1 Under 10 loans Under 10 loans 50.0%
Magnolia Bank, Incorporated 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 50.0%
FIRST COMMUNITY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 50.0%
Trustmark National Bank 1 Under 10 loans Under 10 loans 0.0%
CSL Financial, LLC 1 Under 10 loans Under 10 loans 0.0%
FIRST COLONY MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Prosperity Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
Bryant Bank 1 Under 10 loans Under 10 loans 0.0%
Presidential Bank, FSB 1 Under 10 loans Under 10 loans 0.0%
BankFirst Financial Services 1 Under 10 loans Under 10 loans 0.0%
MOVEMENT MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
AVADIAN 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
CIS Financial Services, Inc. 1 Under 10 loans Under 10 loans 0.0%
CONSUMER REAL ESTATE FINANCE CO. 1 Under 10 loans Under 10 loans 0.0%
STOCKTON MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
First Federal Bank, A FSB 1 Under 10 loans Under 10 loans 0.0%
The Citizens National Bank of Meridian 1 Under 10 loans Under 10 loans 0.0%
Barrington Bank & Trust Company, National Association 1 Under 10 loans Under 10 loans 0.0%
Synovus Bank 1 Under 10 loans Under 10 loans 0.0%
Cadence Bank 1 Under 10 loans Under 10 loans 0.0%
Flagstar Bank, N.A. 1 Under 10 loans Under 10 loans 0.0%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 50.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 100.0%
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
GUILD MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 100.0%
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
ALABAMA ONE 0 Under 10 loans Under 10 loans Not published
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
SouthState Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NUMARK CREDIT UNION 0 Under 10 loans Under 10 loans Not published
FIRST FLORIDA Credit Union 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
NATIONSTAR MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.