Mortgage Lender Index

Mortgage lenders in Sabine County

173 mortgages were made in Sabine County, Texas, in 2025, by 94 lenders. The median rate their borrowers got was 6.875% on a median loan of $185,000. Of 334 decisions, 125 were denials — 37.4%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Shelby Savings Bank, SSB 21 Not published $185,000 16.7%
21st Mortgage Corporation 15 10.290% $105,000 59.0%
Rocket Mortgage, LLC 15 6.750% $135,000 34.8%
UNITED SHORE FINANCIAL SERVICES, LLC 14 6.624% $290,000 12.5%
VAN DYK MORTGAGE CORPORATION 9 Under 10 loans Under 10 loans 0.0%
TRIAD FINANCIAL SERVICES, INC. 8 Under 10 loans Under 10 loans 41.7%
Mortgage Research Center, LLC 8 Under 10 loans Under 10 loans 20.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 8 Under 10 loans Under 10 loans 11.1%
Sabine State Bank and Trust Company 6 Under 10 loans Under 10 loans 45.5%
MOVEMENT MORTGAGE, LLC 5 Under 10 loans Under 10 loans 0.0%
KIND LENDING, LLC 3 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 25.0%
Neches Federal Credit Union 3 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 3 Under 10 loans Under 10 loans 0.0%
Southside Bank 2 Under 10 loans Under 10 loans 66.7%
254900V3UIQOTJCM3S60 2 Under 10 loans Under 10 loans 50.0%
LEADERONE FINANCIAL CORPORATION 2 Under 10 loans Under 10 loans 33.3%
RANDOLPH-BROOKS FEDERAL CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
THE LOAN STORE, INC. 2 Under 10 loans Under 10 loans 33.3%
FIVEPOINT CREDIT UNION 2 Under 10 loans Under 10 loans 0.0%
MORTGAGE FINANCIAL SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
RIGHT START MORTGAGE, INC. 2 Under 10 loans Under 10 loans 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. 1 Under 10 loans Under 10 loans 66.7%
CREDIT HUMAN FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 72.7%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 80.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 66.7%
RAVE FINANCIAL CREDIT UNION 1 Under 10 loans Under 10 loans 75.0%
AMERICAN FINANCING CORPORATION 1 Under 10 loans Under 10 loans 33.3%
Equity Prime Mortgage LLC 1 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 1 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 66.7%
NETWORK FUNDING, L.P. 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 50.0%
Bank of America, National Association 1 Under 10 loans Under 10 loans 50.0%
FIGURE LENDING LLC 1 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 1 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCIAL RESOURCES, INC. 1 Under 10 loans Under 10 loans 0.0%
Gateway First Bank 1 Under 10 loans Under 10 loans 0.0%
US MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
ARC HOME LLC 1 Under 10 loans Under 10 loans 0.0%
First National Bank Texas 1 Under 10 loans Under 10 loans 0.0%
BP Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Austin Bank, Texas National Association 1 Under 10 loans Under 10 loans 0.0%
Southwest Airlines Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Charles Schwab Bank, SSB 1 Under 10 loans Under 10 loans 0.0%
UBank 1 Under 10 loans Under 10 loans 0.0%
First Financial Bank 1 Under 10 loans Under 10 loans 0.0%
CONTOUR MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
LoanUnited.com, LLC 1 Under 10 loans Under 10 loans 0.0%
HOMEXPRESS MORTGAGE CORP. 1 Under 10 loans Under 10 loans 0.0%
CARRINGTON MORTGAGE SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Luminate Bank 1 Under 10 loans Under 10 loans 0.0%
FINANCE OF AMERICA REVERSE LLC 1 Under 10 loans Under 10 loans 0.0%
DUGOOD FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
HOMETRUST MORTGAGE COMPANY 1 Under 10 loans Under 10 loans 0.0%
CANOPY MORTGAGE, LLC 1 Under 10 loans Under 10 loans 0.0%
SOUTHWEST STAGE FUNDING, LLC 0 Under 10 loans Under 10 loans 100.0%
FirstBank 0 Under 10 loans Under 10 loans 33.3%
TAMMAC HOLDINGS CORPORATION 0 Under 10 loans Under 10 loans 100.0%
Discover Bank 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
USAA Federal Savings Bank 0 Under 10 loans Under 10 loans 100.0%
STANDARD MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
COUNTRYPLACE MORTGAGE, LTD. 0 Under 10 loans Under 10 loans 100.0%
TEXANS 0 Under 10 loans Under 10 loans 50.0%
CONSUMER REAL ESTATE FINANCE CO. 0 Under 10 loans Under 10 loans 100.0%
Sabine Federal Credit Union 0 Under 10 loans Under 10 loans 100.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 0 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published
Tomo Mortgage, LLC 0 Under 10 loans Under 10 loans Not published
The Evangeline Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans 100.0%
Commerce Home Mortgage, Inc. 0 Under 10 loans Under 10 loans 100.0%
CMG MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Commercial Bank of Texas, National Association 0 Under 10 loans Under 10 loans 0.0%
Fairway Independent Mortgage Corporation 0 Under 10 loans Under 10 loans Not published
LONGBRIDGE FINANCIAL, LLC 0 Under 10 loans Under 10 loans Not published
LOWER, LLC 0 Under 10 loans Under 10 loans 0.0%
GENCO FEDERAL CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
K&G CAPITAL MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
ROYAL UNITED MORTGAGE LLC 0 Under 10 loans Under 10 loans Not published
Merchants Bank of Indiana 0 Under 10 loans Under 10 loans 100.0%
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
Cadence Bank 0 Under 10 loans Under 10 loans Not published
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
FIRST COLONY MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
ROGUE CREDIT UNION 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Sabine County

6 FDIC-insured branches from 4 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Southside Bank 2$105.2 million
Sabine State Bank and Trust Company 2$21.9 million
BOM Bank 1$54.6 million
Shelby Savings Bank, SSB 1$32.3 million

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When the next year’s lending figures are out for Sabine County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.