Mortgage Lender Index

Mortgage lenders in Walsh County

120 mortgages were made in Walsh County, North Dakota, in 2025, by 52 lenders. The median rate their borrowers got was 6.500% on a median loan of $135,000. Of 165 decisions, 41 were denials — 24.9%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
FIRST UNITED BANK 16 Not published $160,000 0.0%
Alerus Financial, National Association 13 7.500% $75,000 18.8%
Rocket Mortgage, LLC 12 6.313% $140,000 18.8%
Old National Bank 9 Under 10 loans Under 10 loans 18.2%
Choice Financial Group 9 Under 10 loans Under 10 loans 0.0%
Gate City Bank 8 Under 10 loans Under 10 loans 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 6 Under 10 loans Under 10 loans 14.3%
KODABANK 6 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 5 Under 10 loans Under 10 loans 37.5%
Nations Lending Corporation 5 Under 10 loans Under 10 loans 0.0%
Bremer Bank, National Association 4 Under 10 loans Under 10 loans 33.3%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 60.0%
FIRST COMMUNITY CREDIT UNION 2 Under 10 loans Under 10 loans 50.0%
U.S. Bank National Association 2 Under 10 loans Under 10 loans 50.0%
Loandepot.Com, LLC 2 Under 10 loans Under 10 loans 33.3%
Fairway Independent Mortgage Corporation 2 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 1 Under 10 loans Under 10 loans 75.0%
VILLAGE CAPITAL & INVESTMENT LLC 1 Under 10 loans Under 10 loans 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 Under 10 loans Under 10 loans 50.0%
First International Bank & Trust 1 Under 10 loans Under 10 loans 50.0%
Granite Bank 1 Under 10 loans Under 10 loans 0.0%
BETTER MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Empeople Credit Union 1 Under 10 loans Under 10 loans 0.0%
AgCountry Farm Credit Services, FLCA 1 Under 10 loans Under 10 loans 0.0%
Western State Bank 1 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 1 Under 10 loans Under 10 loans 0.0%
Cornerstone Bank 1 Under 10 loans Under 10 loans 0.0%
CHURCHILL MORTGAGE CORPORATION 1 Under 10 loans Under 10 loans 0.0%
Bank Forward 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 1 Under 10 loans Under 10 loans 0.0%
Merchants Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
CAPITAL 1 Under 10 loans Under 10 loans 0.0%
Bell Bank 1 Under 10 loans Under 10 loans 0.0%
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Broker Solutions, Inc. 0 Under 10 loans Under 10 loans 100.0%
BANKWEST, INC. 0 Under 10 loans Under 10 loans 100.0%
TRIAD FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 50.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
Discover Bank 0 Under 10 loans Under 10 loans Not published
Connexus Credit Union 0 Under 10 loans Under 10 loans Not published
FIGURE LENDING LLC 0 Under 10 loans Under 10 loans 100.0%
RBC Bank, (Georgia) National Association 0 Under 10 loans Under 10 loans Not published
HOMEBRIDGE FINANCIAL SERVICES, INC. 0 Under 10 loans Under 10 loans 100.0%
SOFI BANK, NATIONAL ASSOCIATION 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
EVERETT FINANCIAL, INC. 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
First National Bank of Omaha 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
PENNYMAC LOAN SERVICES, LLC 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Walsh County

12 FDIC-insured branches from 6 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
First United Bank 4$251.7 million
Citizens State Bank of Lankin 3$42.5 million
Old National Bank 2$136.0 million
Choice Financial Group 1$146.8 million
KodaBank 1$37.1 million
Gate City Bank 1$31.4 million

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When the next year’s lending figures are out for Walsh County, or a lender arrives or leaves.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.