Mortgage Lender Index

Mortgage lenders in Mountrail County

95 mortgages were made in Mountrail County, North Dakota, in 2025, by 45 lenders. The median rate their borrowers got was 6.650% on a median loan of $185,000. Of 114 decisions, 17 were denials — 14.9%, most often for debt-to-income ratio.

LenderMortgages madeMedian rateMedian loanDenied
First International Bank & Trust 17 6.625% $215,000 10.5%
TOWN AND COUNTRY Credit Union 15 5.875% $215,000 0.0%
Cornerstone Bank 7 Under 10 loans Under 10 loans 0.0%
Bravera Bank 6 Under 10 loans Under 10 loans 25.0%
Fairway Independent Mortgage Corporation 6 Under 10 loans Under 10 loans 0.0%
Aspire Community Federal Credit union 6 Under 10 loans Under 10 loans 0.0%
Gate City Bank 5 Under 10 loans Under 10 loans 0.0%
BNC National Bank 5 Under 10 loans Under 10 loans 28.6%
First Western Bank & Trust 4 Under 10 loans Under 10 loans 0.0%
First Federal Bank 2 Under 10 loans Under 10 loans 33.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 Under 10 loans Under 10 loans 33.3%
A&D Mortgage LLC 2 Under 10 loans Under 10 loans 0.0%
Rocket Mortgage, LLC 1 Under 10 loans Under 10 loans 75.0%
21st Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
Broker Solutions, Inc. 1 Under 10 loans Under 10 loans 0.0%
Dakota West Credit Union 1 Under 10 loans Under 10 loans 0.0%
U.S. Bank National Association 1 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
Dakota Community Bank & Trust, National Association 1 Under 10 loans Under 10 loans 0.0%
ZILLOW HOME LOANS, LLC 1 Under 10 loans Under 10 loans 0.0%
Loandepot.Com, LLC 1 Under 10 loans Under 10 loans 0.0%
Centennial Bank 1 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 1 Under 10 loans Under 10 loans 0.0%
UNITED SHORE FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
V.I.P. MORTGAGE, INC. 1 Under 10 loans Under 10 loans 0.0%
QUORUM FEDERAL CREDIT UNION 1 Under 10 loans Under 10 loans 0.0%
LOWER, LLC 1 Under 10 loans Under 10 loans 0.0%
Dacotah Bank 1 Under 10 loans Under 10 loans 0.0%
AmeriSave Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
JPMorgan Chase Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
Mortgage Research Center, LLC 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
Wells Fargo Bank, National Association 0 Under 10 loans Under 10 loans 100.0%
NextMortgage, LLC 0 Under 10 loans Under 10 loans Not published
FREEDOM MORTGAGE CORPORATION 0 Under 10 loans Under 10 loans 100.0%
BANKWEST, INC. 0 Under 10 loans Under 10 loans 100.0%
HAPO COMMUNITY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans Not published
TOWNE MORTGAGE COMPANY 0 Under 10 loans Under 10 loans 0.0%
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans 0.0%
PNC Bank, National Association 0 Under 10 loans Under 10 loans Not published
Bank of America, National Association 0 Under 10 loans Under 10 loans Not published
DATA MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
NEWREZ LLC 0 Under 10 loans Under 10 loans Not published
Citizens Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

Bank branches in Mountrail County

6 FDIC-insured branches from 3 banks, as of 30 June 2026, with the deposits held at them.

BankBranches hereDeposits
Cornerstone Bank 4$548.9 million
Bravera Bank 1$410.0 million
BNC National Bank 1$59.1 million

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.