Mortgage Lender Index

Cash-out refinancing lenders in Duplin County

108 cash-out refinancing mortgages were made in Duplin County, North Carolina, in 2025, by 65 lenders. The median rate their borrowers got was 6.500% on a median loan of $165,000. Of 175 decisions, 58 were denials — 33.1%, most often for credit history.

LenderMortgages madeMedian rateMedian loanDenied
Rocket Mortgage, LLC 17 6.490% $165,000 29.2%
STATE EMPLOYEES' 16 5.788% $115,000 33.3%
UNITED SHORE FINANCIAL SERVICES, LLC 15 6.625% $215,000 15.8%
FREEDOM MORTGAGE CORPORATION 7 Under 10 loans Under 10 loans 22.2%
Loandepot.Com, LLC 4 Under 10 loans Under 10 loans 20.0%
NEW DAY FINANCIAL, LLC 3 Under 10 loans Under 10 loans 40.0%
Broker Solutions, Inc. 3 Under 10 loans Under 10 loans 0.0%
NEWREZ LLC 3 Under 10 loans Under 10 loans 40.0%
CARRINGTON MORTGAGE SERVICES, LLC 3 Under 10 loans Under 10 loans 50.0%
AgCarolina Farm Credit, FLCA 3 Under 10 loans Under 10 loans 25.0%
AmeriSave Mortgage Corporation 2 Under 10 loans Under 10 loans 81.8%
Mortgage Research Center, LLC 2 Under 10 loans Under 10 loans 66.7%
LOCAL GOVERNMENT 2 Under 10 loans Under 10 loans 50.0%
PENNYMAC LOAN SERVICES, LLC 2 Under 10 loans Under 10 loans 0.0%
Navy Federal Credit Union 2 Under 10 loans Under 10 loans 0.0%
The Federal Savings Bank 2 Under 10 loans Under 10 loans 0.0%
Hometown Equity Mortgage, LLC 2 Under 10 loans Under 10 loans 0.0%
Southern Bank and Trust Company 2 Under 10 loans Under 10 loans 0.0%
NATIONSTAR MORTGAGE LLC 2 Under 10 loans Under 10 loans 0.0%
SUN WEST MORTGAGE COMPANY, INC. 2 Under 10 loans Under 10 loans 0.0%
SPRING EQ, LLC 1 Under 10 loans Under 10 loans 50.0%
DOMINION FINANCIAL SERVICES, LLC 1 Under 10 loans Under 10 loans 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
GoodLeap, LLC 1 Under 10 loans Under 10 loans 0.0%
RELIANCE FIRST CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Truist Bank 1 Under 10 loans Under 10 loans 0.0%
Wells Fargo Bank, National Association 1 Under 10 loans Under 10 loans 0.0%
254900CTT87ZKAUTIJ37 1 Under 10 loans Under 10 loans 0.0%
LIMA ONE CAPITAL, LLC 1 Under 10 loans Under 10 loans 0.0%
Strong Home Mortgage, LLC 1 Under 10 loans Under 10 loans 0.0%
The Huntington National Bank 1 Under 10 loans Under 10 loans 0.0%
CLEARPATH LENDING 1 Under 10 loans Under 10 loans 0.0%
VERITAS FUNDING, LLC 1 Under 10 loans Under 10 loans 0.0%
PHH Mortgage Corporation 1 Under 10 loans Under 10 loans 0.0%
LAKEVIEW LOAN SERVICING, LLC 0 Under 10 loans Under 10 loans 100.0%
FlexPoint, Inc. 0 Under 10 loans Under 10 loans 0.0%
Coastal Community Bank 0 Under 10 loans Under 10 loans 0.0%
AMERICAN FINANCING CORPORATION 0 Under 10 loans Under 10 loans 50.0%
MOVEMENT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
NETWORK CAPITAL FUNDING CORPORATION 0 Under 10 loans Under 10 loans Not published
Nations Lending Corporation 0 Under 10 loans Under 10 loans 0.0%
Paramount Residential Mortgage Group, Inc. 0 Under 10 loans Under 10 loans Not published
CREDIT UNION MORTGAGE ASSOCIATION, INC. 0 Under 10 loans Under 10 loans Not published
LATINO COMMUNITY CREDIT UNION 0 Under 10 loans Under 10 loans 100.0%
Equity Prime Mortgage LLC 0 Under 10 loans Under 10 loans 100.0%
NFM, INC. 0 Under 10 loans Under 10 loans Not published
Marine Federal Credit Union 0 Under 10 loans Under 10 loans Not published
MUTUAL OF OMAHA MORTGAGE, INC. 0 Under 10 loans Under 10 loans 100.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 0 Under 10 loans Under 10 loans 100.0%
NATIONS DIRECT MORTGAGE, LLC 0 Under 10 loans Under 10 loans Not published
HOMEXPRESS MORTGAGE CORP. 0 Under 10 loans Under 10 loans 100.0%
TEMPLE VIEW CAPITAL FUNDING, LP 0 Under 10 loans Under 10 loans 100.0%
GUARANTEED RATE, INC. 0 Under 10 loans Under 10 loans Not published
SUCCESS MORTGAGE PARTNERS, INC. 0 Under 10 loans Under 10 loans 0.0%
CROSSCOUNTRY MORTGAGE, INC. 0 Under 10 loans Under 10 loans Not published
MISSION LOANS, LLC 0 Under 10 loans Under 10 loans Not published
21st Mortgage Corporation 0 Under 10 loans Under 10 loans 100.0%
Barrington Bank & Trust Company, National Association 0 Under 10 loans Under 10 loans Not published
First-Citizens Bank & Trust Company 0 Under 10 loans Under 10 loans Not published
Manufacturers and Traders Trust Company 0 Under 10 loans Under 10 loans 100.0%
AMERIHOME MORTGAGE COMPANY, LLC 0 Under 10 loans Under 10 loans Not published
MidFirst Bank 0 Under 10 loans Under 10 loans Not published
PLANET HOME LENDING, LLC 0 Under 10 loans Under 10 loans Not published
VILLAGE CAPITAL & INVESTMENT LLC 0 Under 10 loans Under 10 loans Not published
JPMorgan Chase Bank, National Association 0 Under 10 loans Under 10 loans Not published

Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.